1857 Red Tail Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1857 Red Tail Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,834 sqft · built 2022
Lot Size	0.417 acres (18,180 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2022)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`8813-08-151-112`

Property Details

APN / Parcel Number

Primary APN	`8813-08-151-112`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Basement Area	1,834 sqft
Finished Basement	1,025 sqft
Unfinished Basement	1,834 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,180 sqft (0.417 acres)
Lot Dimensions	180 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	521 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1857 RED TAIL DR
City	WATERLOO
State	IA
Zip	50701-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON HILLS SECOND ADDITION LOT 20
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON HILLS SECOND ADDITION
Legal Lot Number	20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	3001

Owner

1857 Red Tail Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1857 RED TAIL DR, WATERLOO, IA 50701-9610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 23, 2022	Warranty Deed, Transfer BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Deed Document Number	202224917
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1857 RED TAIL DR, WATERLOO, IA 50701-9610
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300007464
Date	Nov 9, 2022
Instrument	202300007464

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2029
Min Rate At Change	2.25%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 23, 2022
Property Address	1857 RED TAIL DR, WATERLOO, IA 50701-9610
Document Number	202200024917
Instrument Date	Jun 22, 2022
Instrument	202200024917
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3315 SANTA MARIA DR, WATERLOO, IA 50702-5333

Tax Assessment & Valuation

The 2025 property tax bill for 1857 Red Tail Dr was $1,094 with a homeowner's exemption, down 1.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (-1.44%) Homeowner's exemption	$583,280 Land $79,080 Building $504,200	$583,280 Land $79,080 Building $504,200
2024	$1,110.00
2023		$107,750 (+533.45%) Land $75,130 Building $32,620	$107,750 Land $75,130 Building $32,620
2022	$374.00	$17,010 Land $17,010
2021			$17,010 Land $17,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1857 Red Tail Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1857 Red Tail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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