Lancaster County property record for 1857 Hardwick Ln, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,854 sqft · built 1990 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $95,000 (Dec 2018) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0069J-0A-002.00 |
| Primary APN | 0069J-0A-002.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 5,302 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 670 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 66206 |
|---|---|
| Street Address | 1857 HARDWICK LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-8569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | EASTOV |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 11002 |
Source: Lancaster County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARROWPOINTE FCU |
| Dec 21, 2018 | Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Feb 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 201818397 |
| Deed Book / Page | 1194 / 278 |
| Prior Transfer Date | Feb 16, 2017 |
| Prior Transfer Doc | 0000002287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 5, 2026 |
| Property Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Document Number | 0000008056 |
| Book / Page | 2071 / 113 |
| Instrument Date | May 13, 2026 |
| Instrument | 20268056 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018358 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 3873/307 |
| Instrument | 2019018358 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | KERSHAW, SC 29067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013746 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 4097/134 |
| Instrument | 2020013746 |
| Name | ARROWPOINTE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK HILL, SC 29731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Dec 21, 2018 |
| Property Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Document Number | 0000018397 |
| Book / Page | 1194 / 278 |
| Map Reference | PL 13509 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 2018018397 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Document Number | 0000018398 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018018398 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Feb 16, 2017 |
| Property Address | 1857 HARDWICK LN, LANCASTER, SC 29720-8569 |
| Document Number | 0000002287 |
| Book / Page | 001033 / 000258 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2287 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1318 SOMERSET DR LANCASTER SC 297201719, LANCASTER, SC 29720-1719 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253.00 (+13.39%) | $10,576 (+15.01%) Land $1,978 Building $8,598 | $356,700 (+55.15%) Land $66,700 Building $290,000 |
| 2024 | $1,105.00 (-21.41%) | ||
| 2023 | $1,406.00 | $9,196 Land $1,668 Building $7,528 | $229,900 Land $41,700 Building $188,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Starlink Satellite | 280 / 30 |
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