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1857 Fordham Dr, Troy, MI 48098 Property Records

Oakland County property record for 1857 Fordham Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$312,500 (Oct 2016)
Tax Bill$5,598 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-08-104-007

Property Details

APN / Parcel Number

Primary APN88-20-08-104-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,160 sqft Living Area
1st Floor Area910 sqft
Basement Area910 sqft
Unfinished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions117 ft deep x 75 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1857 FORDHAM DR
CityTROY
StateMI
Zip48098-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 FOREST VIEW VILLAGE LOT 120
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionFOREST VIEW VILLAGE
Legal Lot Number120
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5012
Census Tract196500

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1857 FORDHAM DR, TROY, MI 48098-2541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN MORTGAGE A DIVISION OF ONE
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2016 · Amount on Record
Deed SaleOct 6, 2016 · Amount on Record
Prior SaleAug 23, 2000 · Amount on Record
Deed Document Number2016192651
Deed Book / Page49917 / 193
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1857 FORDHAM DR, TROY, MI 48098-2541
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1857 FORDHAM DR, TROY, MI 48098-2541

Mortgage

Document Number0000061946
DateMar 10, 2021
Book Page55852/168
Instrument61946
Lender
NameONE AMERICAN MORTGAGE A DIVISION OF ONE
TypeNon-Lending Institution
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1857 FORDHAM DR, TROY, MI 48098-2541
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1857 FORDHAM DR, TROY, MI 48098-2541

Mortgage

Document Number0000234336
DateOct 1, 2021
Book Page56935/189
Instrument234336
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,598.00 (-3.85%)
2023$371,800
2022$5,822.00$185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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