Tate County property record for 1857 David Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,245 sqft · built 2020 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,752 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Jun 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 093 08 0008100 |
| Primary APN | 093 08 0008100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 3,245 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 131,116 sqft (3.01 acres) |
| Patio Area | 400 sqft |
| Utility Building | 520 sqft |
| Street Address | 1857 DAVID RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SOUTH OAKDALE S/D |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 08 |
| Legal Subdivision | SOUTH OAKDALE S/D |
| Legal Lot Number | 8 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950202 |
Source: Tate County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1857 DAVID RD, COLDWATER, MS 38618-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY |
| Jun 17, 2020 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1857 DAVID RD, COLDWATER, MS 38618-3860 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/17317 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 2020/17317 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1857 DAVID RD, COLDWATER, MS 38618-3860 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/8522 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 2020/8522 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2021 |
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 (+0.11%) | $24,944 (+8.48%) Land $1,855 Building $23,089 | $249,436 (+8.48%) Land $18,545 Building $230,891 |
| 2023 | $2,749.00 | $22,994 Land $1,855 Building $21,139 | $229,930 Land $18,545 Building $211,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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