18565 Overlook Rd, Monte Sereno (Los Gatos), CA 95030 Property Records

Santa Clara County property record for 18565 Overlook Rd, Monte Sereno, CA 95030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,188 sqft · built 1983
Lot Size	1.61 acres (70,392 sqft)
Owner	2 Trust Names on File
Last Sale	$2,790,000 (Jan 2021)
Tax Bill	$34,240 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`510-54-020`

Property Details

APN / Parcel Number

Primary APN	`510-54-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,188 sqft Living Area
1st Floor Area	1,954 sqft
2nd Floor Area	2,234 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	70,392 sqft
Terrain	Gentle Slope
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	18565 OVERLOOK RD
City	MONTE SERENO
State	CA
Zip	95030-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REBD
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2021
Census Tract	507003

Owner

18565 Overlook Rd is owner-occupied and held in a trust since January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18565 OVERLOOK RD, MONTE SERENO, CA 95030-4174
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 19, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	202124789706
Prior Transfer Date	Dec 28, 2015
Prior Transfer Doc	0023188360
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	18565 OVERLOOK RD, MONTE SERENO, CA 95030-4174
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18565 OVERLOOK RD, MONTE SERENO, CA 95030-4174

Mortgage

Document Number	0024769735
Date	Dec 30, 2020
Instrument	24769735

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 28, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 19, 2021
Property Address	18565 OVERLOOK RD, MONTE SERENO, CA 95030-4174
Document Number	0024789706
Map Reference	MB 421 PG 10
Instrument Date	Dec 24, 2020
Instrument	24789706
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18565 OVERLOOK RD, MONTE SERENO, CA 95030-4174
Investor	Possibly a Property Investor

Mortgage

Document Number	0024789707
Date	Jan 19, 2021
Instrument	24789707

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 18565 Overlook Rd was $34,240.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Monte Sereno City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,969,975 (+2%) Land $2,097,752 Building $872,223
2025	$34,240.00	$2,911,741 Land $2,056,620 Building $855,121
2023	$32,292.00 (+0.25%)	$2,798,676 Land $1,976,760 Building $821,916
2022	$32,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18565 Overlook Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18565 Overlook Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Etheric Networks, Verizon.

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