18562 Mainsail Ct, Lancaster, SC 29720 Property Records

Lancaster County property record for 18562 Mainsail Ct, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,304 sqft · built 2021
Lot Size	0.465 acres (20,272 sqft)
Owner	Individual Name on File
Last Sale	$355,500 (Aug 2021)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0127C-0C-013.00`

Property Details

APN / Parcel Number

Primary APN	`0127C-0C-013.00`
Alternative APN	`82969`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	1,998 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,272 sqft (0.465 acres)
Garage Area	441 sqft

Location & Zoning

Account Number	82969
Street Address	18562 MAINSAIL CT
City	LANCASTER
State	SC
Zip	29720-8493
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Subdivision	EDGEWATER SUBDIVISION PHASE 1A MAP 9
Legal Block	266
Legal Lot Number	266
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

18562 Mainsail Ct is owned and occupied by an individual who bought it in August 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	18562 MAINSAIL CT, LANCASTER, SC 29720-8493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jan 6, 2021	Deed of Trust, Construction Loan · Construction Mortgage WELLS FARGO BK
Mar 13, 2019	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Deed Document Number	202116174
Deed Book / Page	1461 / 35
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 9, 2021
Property Address	18562 MAINSAIL CT, LANCASTER, SC 29720-8493
Document Number	0000016174
Book / Page	1461 / 35
Map Reference	MB 2006 PG 132
Instrument Date	Aug 6, 2021
Instrument	2021016174
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,315.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18562 MAINSAIL CT, LANCASTER, SC 29720-8493

Mortgage

Document Number	0000016175
Date	Aug 9, 2021
Instrument	2021016175

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jan 6, 2021
Property Address	18562 MAINSAIL CT, LANCASTER, SC 29720-8493
Document Number	0000000205
Book / Page	004254 / 000151
Instrument Date	Jan 5, 2021
Instrument	205
Transaction Type	Construction Loan
Record Updated	Mar 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000205
Date	Jan 6, 2021
Book Page	004254/000151
Instrument	205

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER SC
Recording Date	Mar 13, 2019
Property Address	18562 MAINSAIL CT, LANCASTER, SC 29720-8493
Book / Page	003703 / 000116
Instrument Date	Mar 12, 2019
Instrument	3503
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18562 MAINSAIL CT
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003503
Date	Mar 13, 2019
Book Page	003703/000116
Instrument	3503

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18562 Mainsail Ct was $2,755, up 7.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,755.00 (+7.45%)	$15,014 Land $1,963 Building $13,051	$382,400 Land $50,000 Building $332,400
2024	$2,564.00 (+0.04%)
2023	$2,563.00	$13,056 Land $1,600 Building $11,456	$326,400 Land $40,000 Building $286,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18562 Mainsail Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18562 Mainsail Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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