1856 Rustic Dr, Mc Calla, AL 35111 Property Records

Jefferson County property record for 1856 Rustic Dr, Mc Calla, AL 35111

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,504 sqft · built 1975
Lot Size	0.633 acres (27,559 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Nov 2021)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-00-04-0-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`43-00-04-0-000-004.000`
Alternative APNs	`43040000004000RR00` `71293`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,504 sqft
Basement Area	1,512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,559 sqft (0.633 acres)
Terrain	Rolling
Garage Area	576 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	71293
Street Address	1856 RUSTIC DR
City	MC CALLA
State	AL
Zip	35111-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 10 & PART OF LOTS 11 & 12 ROCK MTN LAKES 19TH ADD 5TH SECTOR 19/24 DESC AS FOL BEG AT NE COR OF SD LOT 10 TH SW 199.7 FT TH SE 210.3 FT TH NW 188.2 FT TH NW 210 FT TO POB
Legal Range	05W
Legal Township	20S
Legal Section	04
Legal Subdivision	ROCK MTN LAKE 19 AD 5 SEC
Legal Lot Number	10
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	2
Census Block	2002
Census Tract	14106

Owner

Source: Jefferson County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE
Nov 12, 2021	Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE
Oct 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Oct 25, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Document Number	2021129906
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748

Mortgage

Document Number	0000129908
Date	Nov 12, 2021
Instrument	2021129908

Lender

Name	TJC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 12, 2021
Property Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748
Document Number	0000129906
Instrument Date	Nov 5, 2021
Instrument	2021129906
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748

Mortgage

Document Number	0000129907
Date	Nov 12, 2021
Instrument	2021129907

Lender

Name	TJC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748
Document Number	0000126990
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RUSTIC DR MC CALLA AL 351113748, MC CALLA, AL 35111-3748

Mortgage

Document Number	0000126990
Date	Nov 5, 2020
Instrument	126990

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 25, 2018
Property Address	1856 RUSTIC DR, MC CALLA, AL 35111-3748
Document Number	0000110708
Instrument Date	Oct 18, 2018
Instrument	110708
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RUSTIC DR MC CALLA AL 351113748, MC CALLA, AL 35111-3748

Mortgage

Document Number	110709
Date	Oct 25, 2018
Instrument	110709

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,498.00 (+27.16%) Homeowner's exemption	$30,960 (+1.57%)	$318,800 (+4.59%) Land $150,000 Building $168,800
2023		$30,480 (+24%) Land $15,000 Building $15,480	$304,800 (+24%) Land $150,000 Building $154,800
2022	$1,178.00 Homeowner's exemption	$24,580 Land $8,130 Building $16,450	$245,800 Land $81,300 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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