1856 Radley Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 1856 Radley Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,492 sqft · built 2015
Lot Size	0.809 acres (35,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2015)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-8-28-03-0-00028-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-8-28-03-0-00028-00`

Interior

Bedrooms	5 Beds
Total Rooms	10 Rooms
Building Area	4,492 sqft Adjusted Area
1st Floor Area	2,408 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	35,236 sqft (0.809 acres)
Lot Dimensions	180 ft deep x 141 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	1856 RADLEY RD
City	NESBIT
State	MS
Zip	38651-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	HIDDEN VIEW S/D LOT 28
Legal Range	007
Legal Township	02S
Legal Section	28
Legal Subdivision	HIDDEN VIEW S/D
Legal Lot Number	28
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1020
Census Tract	70634

Owner

Source: DeSoto County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1856 RADLEY RD, NESBIT, MS 38651-8403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2015 · Amount on Record
Deed Sale	Mar 11, 2015 · Amount on Record
Deed Book / Page	757 / 542
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 31, 2026
Property Address	1856 RADLEY RD, NESBIT, MS 38651-8403
Document Number	5663086635
Book / Page	5663 / 86635
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RADLEY RD, NESBIT, MS 38651-8403

Mortgage

Document Number	5663086635,
Date	Jul 31, 2026
Book Page	5663/86635

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1856 RADLEY RD, NESBIT, MS 38651-8403
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RADLEY RD, NESBIT, MS 38651-8403

Mortgage

Document Number	005175/485
Date	Mar 4, 2021
Book Page	5175/485

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1856 RADLEY RD, NESBIT, MS 38651-8403
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 RADLEY RD, NESBIT, MS 38651-8403

Mortgage

Document Number	005402/783
Date	Nov 22, 2021
Book Page	5402/783

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	BRANDON, MS 39042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+18.05%)	$55,372 (+41.11%) Land $5,000 Building $50,372	$553,723 (+41.12%) Land $50,000 Building $503,723
2023	$3,662.00	$39,239	$392,388 Land $50,000 Building $342,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOUTHAVEN serves 56,000 people · EPA ID MS0170018
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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