1856 North Ct, Dubuque, IA 52002 Property Records

Dubuque County property record for 1856 North Ct, Dubuque, IA 52002

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 896 sqft · built 1994
Lot Size0.219 acres (9,555 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Dec 2021)
Tax Bill$3,440 (2024)
Deeds & MortgagesJan 2020 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-20-451-020

Property Details

APN / Parcel Number

Primary APN10-20-451-020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Finished Basement650 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area9,555 sqft (0.219 acres)
Lot Dimensions147 ft deep x 65 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area256 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1856 NORTH CT
CityDUBUQUE
StateIA
Zip52002-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 28 NORTHRANGE SUB #2
Legal SubdivisionGEOROGE WASHINGTON CARVER
Legal Lot Number28
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2004
Census Tract1204

Owner

1856 North Ct is owned and occupied by an individual who bought it in December 2021.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Mailing Address1856 NORTH CT, DUBUQUE, IA 52002-2205
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
DUTRAC COMMUNITY CU
Dec 13, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 4, 2022Re-recorded Document · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2021 · Amount on File
Deed SaleDec 13, 2021 · Amount on File
Prior SaleDec 5, 2014 · Amount on File
Deed Document Number0002120228
Deed Book / Page21 / 20228
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1856 NORTH CT, DUBUQUE, IA 52002-2205
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001350
DateJan 31, 2020
Instrument2020-00001350
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2035

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateDec 13, 2021
Property Address1856 NORTH CT, DUBUQUE, IA 52002-2205
Document Number0000020228
Instrument DateDec 13, 2021
Instrument2021-00020228
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1856 NORTH CT, DUBUQUE, IA 52002-2205

Mortgage

Document Number0000020229
DateDec 13, 2021
Instrument2021-00020229
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

January 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionDUBUQUE IA
Recording DateJan 4, 2022
Property Address1856 NORTH CT, DUBUQUE, IA 52002-2205
Document Number0000000265
Instrument DateDec 13, 2021
Instrument2022-00000265
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1856 NORTH CT, DUBUQUE, IA 52002-2205

Mortgage

Document Number0000000266
DateJan 4, 2022
Instrument2022-00000266
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,600 Land $39,700 Building $221,900$261,600 Land $39,700 Building $221,900
2024$3,440.00
2023$249,500 (+24.24%) Land $37,900 Building $211,600$249,500 Land $37,900 Building $211,600
2022$3,310.00 Homeowner's exemption$200,820 Land $36,080 Building $164,740
2021$200,820 Land $36,080 Building $164,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1856 North Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1856 North Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on North Ct

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