Pinellas County property record for 1856 Montclair Rd, Clearwater, FL 33763
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,496 sqft · built 1959 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Aug 1996) |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-8397-7 |
| Primary APN | C62-000-743-8397-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 1,998 sqft |
| 1st Floor Area | 1,496 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2873 |
|---|---|
| Street Address | 1856 MONTCLAIR RD |
| City | CLEARWATER |
| State | FL |
| Zip | 33763-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTCLAIR LAKE ESTATES LOT 40 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 1 |
| Legal Subdivision | MONTCLAIR LAKE ESTATES |
| Legal Tract | 58464 |
| Legal Lot Number | 40 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 26705 |
Source: Pinellas County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1856 MONTCLAIR RD, CLEARWATER, FL 33763-4130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 1996 · Amount on Record |
| Deed Sale | Aug 5, 1996 · Amount on Record |
| Deed Book / Page | 9424 / 2149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 17, 2026 |
| Property Address | 1856 MONTCLAIR RD, CLEARWATER, FL 33763-4130 |
| Document Number | 0000191607 |
| Book / Page | 23631 / 285 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026191607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1856 MONTCLAIR RD, CLEARWATER, FL 33763-4130 |
| Document Number | 0000191607, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 23631/285 |
| Instrument | 2026191607 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1856 MONTCLAIR RD, CLEARWATER, FL 33763-4130 |
| Document Number | 0196580886 |
| Book / Page | 019658 / 000886 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1856 MONTCLAIR RD CLEARWATER FL 337634130, CLEARWATER, FL 33763-4130 |
| Document Number | 0196580886 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 019658/000886 |
| Instrument | 177385 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+10.92%) Homeowner's exemption | $102,729 (+5.99%) | $402,689 (+53.95%) Land $141,520 Building $261,169 |
| 2023 | $1,053.00 (+4.88%) Homeowner's exemption | $96,926 (+3%) | $261,573 (+4.8%) Land $158,094 Building $103,479 |
| 2022 | $1,004.00 Homeowner's exemption | $94,103 | $249,593 Land $182,392 Building $67,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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