1856 Lowell Ave, Lima, OH 45805 Property Records

Allen County property record for 1856 Lowell Ave, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1958
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Mar 2020)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3510-02-035.000`

Property Details

APN / Parcel Number

Primary APN	`36-3510-02-035.000`
Alternative APN	`M3836351002035000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	175 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1856 LOWELL AVE
City	LIMA
State	OH
Zip	45805-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDONES FOURTH SUBDIVISION LOT 21364 FF 61.00
Legal Subdivision	CARDONES FOURTH SUBDIVISION
Legal Lot Number	21364
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2014
Census Tract	13100

Owner

1856 Lowell Ave is owned and occupied by an individual who bought it in March 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1856 LOWELL AVE, LIMA, OH 45805-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit UNION BK
Feb 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	May 7, 2008 · Amount on File
Deed Document Number	20202262
Deed Book / Page	2020 / 2262
Prior Transfer Date	Sep 9, 1993
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 2, 2020
Property Address	1856 LOWELL AVE, LIMA, OH 45805-3126
Document Number	0000002262
Instrument Date	Feb 28, 2020
Instrument	2262
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1856 LOWELL AVE LIMA OH 458053126, LIMA, OH 45805-3126

Mortgage

Document Number	2263
Date	Mar 2, 2020
Instrument	2263

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1856 LOWELL AVE, LIMA, OH 45805-3126
Document Number	0000004068
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1815 LYN GROVE DR CRIDERSVILLE OH 458062126, CRIDERSVILLE, OH 45806-2126

Mortgage

Document Number	0000004068
Date	Apr 17, 2018
Instrument	4068

Lender

Name	UNION BK
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2033

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 27, 2018
Property Address	1856 LOWELL AVE, LIMA, OH 45805-3126
Document Number	0000002019
Book / Page	002018 / 002019
Instrument Date	Feb 26, 2018
Instrument	2019
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1572 ALLENTOWN RD LIMA OH 458052285, LIMA, OH 45805-2285

Tax Assessment & Valuation

The 2025 property tax bill for 1856 Lowell Ave was $1,377, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+0.07%)	$38,190 (-) Land $9,730 Building $28,460	$109,100 (-) Land $27,800 Building $81,300
2024	$1,376.00 (+25.89%) Homeowner's exemption	$38,190 (+47%) Land $9,730 Building $28,460	$109,100 Land $27,800 Building $81,300
2023	$1,093.00 (-0.46%) Homeowner's exemption	$25,980 (-) Land $6,620 Building $19,360
2022	$1,098.00 Homeowner's exemption	$25,980 Land $6,620 Building $19,360
2021			$74,200 Land $18,900 Building $55,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1856 Lowell Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1856 Lowell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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