Jefferson County property record for 1856 Lancaster Rd, Birmingham, AL 35209
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 2,708 sqft · built 1950 |
| Lot Size | 0.194 acres (8,460 sqft) |
| Owner | Company Name on File |
| Last Sale | $440,000 (Jul 2021) |
| Tax Bill | $5,798 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-18-2-001-002.000 |
| Primary APN | 28-00-18-2-001-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,708 sqft Gross Area |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 1,282 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,460 sqft (0.194 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 368207 |
|---|---|
| Street Address | 1856 LANCASTER RD |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-4114 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C1 |
| Legal Description | LOT 28 SMYTHES ADD TO MAYFAIR |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | SMYTHES AD-MAYFAI 28-18-2 |
| Legal Lot Number | 28 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 10702 |
1856 Lancaster Rd, a commercial property, is owned by a company that bought it in July 2021.
Source: Jefferson County records, as of April 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 LA PRADO CIR, BIRMINGHAM, AL 35209-2044 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jul 22, 2021 | Warranty Deed, Transfer · Commercial Mortgage PROGRESS BANK AND TRUST |
| Nov 27, 2018 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 202184707 |
| Prior Transfer Date | Apr 4, 2002 |
| Prior Transfer Doc | 2002006788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1856 LANCASTER RD, BIRMINGHAM, AL 35209-4114 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 314 LA PRADO CIR, HOMEWOOD, AL 35209-2044 |
| Document Number | 0000024770 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026024770 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 22, 2021 |
| Property Address | 1856 LANCASTER RD, BIRMINGHAM, AL 35209-4114 |
| Document Number | 0000084707 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021084707 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 LA PRADO CIR, HOMEWOOD, AL 35209-2044 |
| Document Number | 0000084708 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021084708 |
| Name | PROGRESS BANK AND TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Nov 27, 2018 |
| Property Address | 1856 LANCASTER RD, HOMEWOOD, AL 35209-4114 |
| Document Number | 0000120545 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018120545 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1856 LANCASTER RD, HOMEWOOD, AL 35209-4114 |
The 2025 property tax bill for 1856 Lancaster Rd was $5,798.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,798.00 (-0.02%) | $77,320 | $386,600 Land $270,700 Building $115,900 |
| 2024 | $5,799.00 | ||
| 2023 | $77,320 (-3.33%) Land $54,140 Building $23,180 | $386,600 (-3.33%) Land $270,700 Building $115,900 | |
| 2022 | $5,998.00 | $79,980 Land $54,140 Building $25,840 | $399,900 Land $270,700 Building $129,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1856 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1982–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1856 Lancaster Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures