1856 Hagers Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 1856 Hagers Point Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 4,740 sqft · built 2022
Lot Size	0.578 acres (25,178 sqft)
Owner	2 Company Names on Record
Last Sale	$4,575,000 (Oct 2023)
Tax Bill	$13,956 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4612-69-1282`

Property Details

APN / Parcel Number

Primary APN	`4612-69-1282`
Alternative APNs	`461207691282` `286980` `304644` `31571`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Total Rooms	27 Rooms
Stories	2 Stories
Building Area	4,740 sqft Living Area
Basement Area	2,456 sqft
Finished Basement	2,382 sqft
Unfinished Basement	74 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Logs
Construction Type	Frame
Lot Area	25,178 sqft (0.578 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	578 sqft
Loading Dock	640 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	304644
Street Address	1856 HAGERS POINT LN
City	DENVER
State	NC
Zip	28037-8570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	J D GRAHAM PT LOT 1
Legal Subdivision	JOHN D GRAHAM ESTATE PROPERTY
Legal Lot Number	1
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3658 SAINT ANDREWS LN, GASTONIA, NC 28056-7571
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BRIAN CRISWELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2023672656
Deed Book / Page	3280 / 817
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1856 HAGERS POINT LN, DENVER, NC 28037-8570
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 SAINT ANDREWS LN, GASTONIA, NC 28056-7571

Mortgage

Document Number	0003280820
Date	Oct 4, 2023
Book Page	3280/820
Instrument	672657

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Max Rate	12.5%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 30, 2021
Property Address	1856 HAGERS POINT LN, DENVER, NC 28037-8570
Document Number	3090154
Book / Page	3090 / 154
Instrument Date	Sep 23, 2021
Instrument	639735
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E 6TH ST UNIT 804, 804, CHARLOTTE, NC 28202-3131

Mortgage

Document Number	639736
Date	Sep 30, 2021
Instrument	639736

Lender

Name	BRIAN CRISWELL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 30, 2022

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,956.00 (+61.64%)	$2,287,472 (+61.58%) Land $585,385 Building $1,702,087	$2,287,472 (+61.58%) Land $585,385 Building $1,702,087
2023	$8,634.00	$1,415,713 Land $585,385 Building $830,328	$1,415,713 Land $585,385 Building $830,328

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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