1856 Gap Blvd, Chipley, FL 32428 Property Records

Washington County property record for 1856 Gap Blvd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,152 sqft · built 1991
Lot Size7.66 acres (333,669 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (Jul 2025)
Tax Bill$3,130 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000005660003

Property Details

APN / Parcel Number

Primary APN000005660003
Alternative APNs
  • 00000000-00-0566-0003
  • 05660003

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,716 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area333,669 sqft (7.66 acres)
Garage TypeDetached
Garage Area768 sqft
PorchFlorida Room
Porch Area252 sqft
Patio Area736 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1856 GAP BLVD
CityCHIPLEY
StateFL
Zip32428-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2,3, WHITE OAK SUBD, REC PLAT, ORB 1342 P 273.
Legal Range13W
Legal Township02S
Legal Section29
Legal SubdivisionWHITE OAK SUBD
Legal Block3
Legal Lot Number2,3
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1069
Census Tract970301

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1856 GAP BLVD, CHIPLEY, FL 32428-3204
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Deed Document Number20254956
Deed Book / Page1342 / 273
Prior Transfer DateSep 3, 2024
Prior Transfer Doc0000006656
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 11, 2025
Property Address1856 GAP BLVD, CHIPLEY, FL 32428-3204
Document Number0067004956
Book / Page1342 / 273
Map ReferenceMB 3 PG 162
Instrument DateJul 11, 2025
Instrument202567004956
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3670 HADFIELD DR, MARIETTA, GA 30062-5857

Transferred To (Grantee/Buyer)

NameVerified Name
Address1856 GAP BLVD, CHIPLEY, FL 32428-3204

Mortgage

Document Number0000000275
DateJul 11, 2025
Instrument1342/275
Lender
NamePANHANDLE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2055
Interest
Rate TypeAdjustable Rate
Rate7.45%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2028
Change FrequencyAnnually
Min Rate At Change7.45%
Max Rate At Change9.45%
Index1-Year CMT
Max Rate13.4%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,130.00 (+338.99%)$226,026 (+75.09%) Land $62,750 Building $163,276$226,026 (+7.48%) Land $62,750 Building $163,276
2024$713.00 (-20.25%) Homeowner's exemption$129,093 (-9.31%)$210,288 (-1.43%) Land $62,750 Building $147,538
2023$894.00 Homeowner's exemption$142,348$213,333 Land $88,250 Building $125,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Nearby Properties on Gap Blvd

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