Putnam County property record for 1856 E Spring St, Cookeville, TN 38506
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,376 sqft · built 1952 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Mar 2021) |
| Tax Bill | $2,767 (2022) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071067 02300 |
| Primary APN | 071067 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 3,035 sqft |
| Upper Floors Area | 342 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 785 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Pole Barn | 375 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1856 E SPRING ST |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38506-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: N01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 201 |
1856 E Spring St is owned and occupied by an individual who bought it in March 2021.
Source: Putnam County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1856 E SPRING ST, COOKEVILLE, TN 38506-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 25, 2018 | Quit Claim Deed, Mortgage AMERICAN BK&TR/CUMBERLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Document Number | 254820 |
| Deed Book / Page | 1290 / 605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 1856 E SPRING ST, COOKEVILLE, TN 38506-4321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001446703 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 1446/703 |
| Instrument | 281330 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Mar 31, 2021 |
| Property Address | 1856 E SPRING ST, COOKEVILLE, TN 38506-4321 |
| Document Number | 0001290605 |
| Book / Page | 1290 / 605 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 254820 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1856 E SPRING ST, COOKEVILLE, TN 38506-4321 |
| Document Number | 0000254821 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 254821 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 25, 2018 |
| Property Address | 1856 E SPRING ST, COOKEVILLE, TN 38506-4321 |
| Document Number | RB1053580 |
| Book / Page | 001053 / 000580 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 212897 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1856 E SPRING ST COOKEVILLE TN 385064321, COOKEVILLE, TN 38506-4321 |
| Document Number | RB1053147 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 001053/000147 |
| Instrument | 212787 |
| Name | AMERICAN BK&TR/CUMBERLAND |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,050 Land $14,525 Building $69,525 | ||
| 2023 | $84,050 Land $14,525 Building $69,525 | ||
| 2022 | $2,767.00 | ||
| 2021 | $336,200 Land $58,100 Building $278,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1856 E Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1856 E Spring St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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