Montezuma County property record for 1856 E Main St, Cortez, CO 81321
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 4,608 sqft · built 1995 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Company Name on Record |
| Last Sale | $800,000 (Aug 2000) |
| Tax Bill | $13,043 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008558 |
| Primary APN | R008558 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,608 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Roof Type | Flat |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 4,608 sqft |
| Parking Spaces | 15 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | R008558 |
|---|---|
| Street Address | 1856 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3038 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | C |
| Legal Description | SECTION: 25 TOWNSHIP: 36 RANGE: 16 TR IN W1/2SW1/4NE1/4; B666 P235 B661 P689 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 25 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 969302 |
Source: Montezuma County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 HENRY ST, CORTEZ, CO 81321-3012 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MEADOWS BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage FOUR CORNERS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2000 · Amount on Record |
| Deed Sale | Aug 20, 2000 · Amount on Record |
| Prior Sale | Sep 21, 1995 · Amount on Record |
| Deed Document Number | 2000489578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1856 E MAIN ST, CORTEZ, CO 81321-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000612385 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 612385 |
| Name | MEADOWS BANK |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1856 E MAIN ST, CORTEZ, CO 81321-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000632786 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 632786 |
| Name | FOUR CORNERS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Amount | Amount Recorded |
|---|
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,043.00 (+11.96%) | $232,013 (+16.98%) Land $75,132 Building $156,881 | $800,047 (+16.98%) Land $259,077 Building $540,970 |
| 2024 | $11,650.00 (+9.88%) | $198,333 (-4.2%) Land $63,111 Building $135,222 | $683,909 (-4.2%) Land $217,625 Building $466,284 |
| 2023 | $10,602.00 (+21.93%) | $207,033 (+31.87%) Land $63,111 Building $143,922 | $713,909 (+31.87%) Land $217,625 Building $496,284 |
| 2022 | $8,695.00 | $156,995 Land $39,069 Building $117,926 | $541,362 Land $134,720 Building $406,642 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Choice Broadband, Farmers Telecommunications, FastTrack Communications.
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