1856 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1856 Cedar St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,435 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$148,000 (Dec 1988)
Tax Bill	$1,307 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-072-37-00`

Property Details

APN / Parcel Number

Primary APN	`280-072-37-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1856 CEDAR ST
City	RAMONA
State	CA
Zip	92065-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 9-13-1E DOC57004REC71 IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	09
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records · APN 280-072-37-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1856 CEDAR ST, RAMONA, CA 92065-1334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 1988 · Amount on Record
Deed Sale	Dec 02, 1988 · Amount on Record
Prior Sale	Dec 27, 1985 · Amount on Record
Deed Document Number	1988620193
Last Transfer Date	Nov 17, 2014
Transfer Doc	0000507852
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1856 CEDAR ST, RAMONA, CA 92065-1334
Document Number	0000062732
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1856 CEDAR ST RAMONA CA 920651334, RAMONA, CA 92065-1334

Mortgage

Document Number	0000062732
Date	Feb 21, 2019
Instrument	62732

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$283,249 (+2%) Land $44,873 Building $238,376
2025	$1,307.00 (+13.85%)	$277,696 (+4.04%) Land $43,994 Building $233,702
2023	$1,148.00 (-18.23%)	$266,915 Land $42,287 Building $224,628
2022	$1,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	About 1 in 69 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.