18554 Ridgedale Dr, Madera, CA 93638 Property Records

Madera County property record for 18554 Ridgedale Dr, Madera, CA 93638

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,350 sqft · built 1991
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Dec 2017)
Tax Bill$2,473 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN032-460-007-000

Property Details

APN / Parcel Number

Primary APN032-460-007-000
Alternative APN
  • 032460007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft
Basement Area452 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area17,424 sqft (0.4 acres)
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address18554 RIDGEDALE DR
CityMADERA
StateCA
Zip93638-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRS
Legal DescriptionMADERA HIGHLANDS SUB 2 LOT 714
Legal SubdivisionMADERA HIGHLANDS SUB 2
Legal Lot Number714
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group3
Census Block3001
Census Tract506

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9857 N WOODROW AVE, FRESNO, CA 93720-4668
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
MELVIN M JONES
Apr 24, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 24, 2017Loan Modification, Mortgage · FHA Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2017 · Amount on Record
Deed SaleDec 6, 2017 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number201730394
Record UpdatedSep 20, 2026

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateDec 6, 2017
Property Address18554 RIDGEDALE DR, MADERA, CA 93638-3501
Document Number0000030394
Map ReferenceMB7 PG85-88
Instrument DateNov 8, 2017
Instrument2017030394
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6671 N WESTERN AVE, FRESNO, CA 93722-3663

Mortgage

Document Number0000030395
DateDec 6, 2017
Instrument2017030395
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18554 RIDGEDALE DR, MADERA, CA 93638-3501
Document Number0000028780
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18554 RIDGEDALE DR MADERA CA 936383501, MADERA, CA 93638-3501

Mortgage

Document Number0000028780
DateNov 15, 2017
Instrument28780
Lender
NameMELVIN M JONES
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address18554 RIDGEDALE DR, MADERA, CA 93638-3501
Document Number0000018316
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18554 RIDGEDALE DR MADERA CA 936383501, MADERA, CA 93638-3501

Mortgage

Document Number0000018316
DateJul 20, 2017
Instrument18316
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2047

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADERA CA
Property Address18554 RIDGEDALE DR, MADERA, CA 93638-3501
Document Number0000018118
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18554 RIDGEDALE DR MADERA CA 936383501, MADERA, CA 93638-3501

Mortgage

Document Number0000018118
DateJul 19, 2017
Instrument18118
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictMadera Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$220,506 (+2%) Land $69,632 Building $150,874
2025$2,473.00 (+1.64%)$216,183 (+4.04%) Land $68,267 Building $147,916
2023$2,433.00 (+4.56%)$207,790 Land $65,617 Building $142,173
2022$2,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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