18550 144th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18550 144th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,004 sqft · built 1978
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2014)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-04-06-300-023`

Property Details

APN / Parcel Number

Primary APN	`70-04-06-300-023`

Interior

Full Baths	3 Baths
Building Area	2,004 sqft Living Area
1st Floor Area	1,121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Lot Area	435,600 sqft (10 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	18550 144TH AVE
City	SPRING LAKE
State	MI
Zip	49456-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART W FRL 1/2 OF SW FRL 1/4 COM 670 FT N OF SW COR, TH N 39578 FT TO S'LY LI OLD INTERURBAN R/W, TH N 34D26M37S E 500 FT ALG SD R/W, TH S 67D03M05S E 40392 FT, TH S 65156 FT, TH W 65225 FT TO BEG SEC 6 T8N R15W 10124 A
Legal Range	15W
Legal Township	08N
Legal Section	06
Legal Block	300
Jurisdiction	OTTAWA MI
Township / Civil Division	CROCKERY
Census Block Group	1
Census Block	1017
Census Tract	20400

Owner

18550 144th Ave is owned and occupied by an individual who acquired it in March 2024.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRI-CITIES CREDIT UNION
Apr 1, 2024	Intrafamily Transfer, Transfer
May 12, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Deed Document Number	201437474
Last Transfer Date	Mar 28, 2024
Transfer Doc	20240007396
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	May 11, 2026
Property Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133
Document Number	20260013727
Instrument Date	May 4, 2026
Instrument	202613727
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133

Mortgage

Document Number	0000013727,
Date	May 11, 2026
Instrument	202613727

Lender

Name	TRI-CITIES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 1, 2024
Property Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133
Document Number	20240007396
Instrument Date	Mar 28, 2024
Instrument	2024-0007396
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18550 144TH AVE, SPRING LAKE, MI 49456-9133
Transaction Type	Mortgage
Record Updated	Jun 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200018136
Date	May 12, 2020
Instrument	2020-0018136

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18550 144th Ave was $3,521 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Crockery Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,900 (+8.77%)	$411,800 (+8.77%)
2025	$3,521.00 Homeowner's exemption	$189,300	$378,600
2023		$152,900	$305,800
2022	$2,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18550 144th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18550 144th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 144th Ave

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