1855 X Rd, Clarks, NE 68628 Property Records

Merrick County property record for 1855 X Rd, Clarks, NE 68628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,132 sqft · built 1920
Lot Size	5.99 acres (260,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (May 2018)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2018 Sale
Flood Zone	Zone A (high risk)
APN	`0003869.00`

Property Details

APN / Parcel Number

Primary APN	`0003869.00`
Alternative APN	`2711-13-4-00000-000-3869`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	653 sqft
Unfinished Basement	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	260,924 sqft (5.99 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1855 X RD
City	CLARKS
State	NE
Zip	68628-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05-AGRICUL
Legal Description	TRACT IN SW1/4 SE1/4 50-75ME CXFD
Legal Range	06
Legal Township	15
Legal Section	13
Jurisdiction	MERRICK NE
Township / Civil Division	MEAD
Census Block Group	1
Census Block	1253
Census Tract	966600

Owner

Source: Merrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 X RD, CLARKS, NE 68628-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARCHER COOPERATIVE CU
May 31, 2018	Warranty Deed, Transfer PAYETTE COUNTY TITLE AND ESCROW, PLATTE COUNTY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	2018769
Deed Book / Page	46 / 606
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	1855 X RD, CLARKS, NE 68628-2807
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600053
Date	Jan 14, 2026
Instrument	2026-00053

Lender

Name	ARCHER COOPERATIVE CU
Type	Credit Union
Address	CENTRAL CITY, NE 68826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Feb 1, 2032

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	May 31, 2018
Property Address	1855 X RD, CLARKS, NE 68628-2807
Document Number	000A46/606
Book / Page	A46 / 606
Instrument Date	May 29, 2018
Instrument	2018-00769
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	PAYETTE COUNTY TITLE AND ESCROW, PLATTE COUNTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$578.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Mead Township
Unified School District	High Plains Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,550 (+3.36%) Land $106,995 Building $243,555	$350,550 (+3.36%) Land $106,995 Building $243,555
2025	$2,085.00 (-13.59%)	$339,140 (+23.82%) Land $106,995 Building $232,145	$339,140 (+23.82%) Land $106,995 Building $232,145
2023	$2,413.00	$273,890 Land $67,945 Building $205,945	$273,890 Land $67,945 Building $205,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1999–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Northeast Nebraska Telephone Company Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20
GigFire Fixed Wireless	100 / 20

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