1. Home
  2. California
  3. Santa Cruz County
  4. Capitola
  5. Wharf Rd

1855 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1855 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,100 sqft · built 1910
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on Record
Tax Bill$3,358 (2025)
Deeds & MortgagesApr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN034-011-06

Property Details

APN / Parcel Number

Primary APN034-011-06
Alternative APN
  • 034-011-06-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,100 sqft Living Area
Gross Area1,300 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,364 sqft (0.192 acres)
TerrainSteep
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1855 WHARF RD
CityCAPITOLA
StateCA
Zip95010-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2003
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1855 WHARF RD, CAPITOLA, CA 95010-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 6, 2018
Transfer Doc0000011708
Record UpdatedSep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 19, 2018
Property Address1855 WHARF RD, CAPITOLA, CA 95010-2805
Document Number0000011708
Instrument DateApr 6, 2018
Instrument11708
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1855 WHARF RD CAPITOLA CA 950102805, CAPITOLA, CA 95010-2805

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,204 (+2%) Land $113,259 Building $67,945
2025$3,358.00 (+13.52%) Homeowner's exemption$177,651 (+4.04%) Land $111,038 Building $66,613
2023$2,958.00 (+2.49%) Homeowner's exemption$170,752 Land $106,726 Building $64,026$755,190
2022$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

Nearby Properties on Wharf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures