1855 W Oak St, Griffith, IN 46319 Property Records

Lake County property record for 1855 W Oak St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,820 sqft · built 1995
Lot Size	0.235 acres (10,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,556 (2024)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0474-0017`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0474-0017`
Alternative APNs	`45-07-34-159-002.000-006` `152604740017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,280 sqft (0.235 acres)
Lot Dimensions	135 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-15-26-0474-0017
Old Parcel Number	152604740017
Street Address	1855 W OAK ST
City	GRIFFITH
State	IN
Zip	46319-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND ESTATES 6TH ADDITION LOT 182
Legal Subdivision	WOODLAND ESTATES 6TH ADD
Legal Lot Number	182
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1003
Census Tract	40900

Owner

1855 W Oak St is owned by two individuals who acquired it in July 1995.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	MERRILLVILLE, IN 46410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 1995
Deed Sale	Jul 12, 1995
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1855 W OAK ST, GRIFFITH, IN 46319-3739
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 W OAK ST, GRIFFITH, IN 46319-3739

Mortgage

Document Number	0000068886
Date	Nov 29, 2021
Instrument	2021-068886

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Aug 25, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1855 W OAK ST, GRIFFITH, IN 46319-3739
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068885
Date	Nov 29, 2021
Instrument	2021-068885

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$333,700 Land $51,100 Building $282,600	$333,700 Land $51,100 Building $282,600
2024	$3,556.00
2023		$301,100 (+10.37%) Land $51,100 Building $250,000	$301,100 (+10.37%) Land $51,100 Building $250,000
2022	$3,195.00 Homeowner's exemption	$272,800 Land $51,100 Building $221,700	$272,800 Land $51,100 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1855 W Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 W Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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