1855 Trudeau Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 1855 Trudeau Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,791 sqft · built 2002
Lot Size	0.477 acres (20,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,900 (May 2023)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-346870`

Property Details

APN / Parcel Number

Primary APN	`03-346870`
Alternative APNs	`3346870` `346870`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,791 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,761 sqft (0.477 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft
Deck Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	346870
Street Address	1855 TRUDEAU DR
City	FOREST HILL
State	MD
Zip	21050-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 718 20761 SF 1855 TRUDEAU DRIVE FOREST LAKE S13 P101/52
Legal Subdivision	FOREST LAKES
Legal Lot Number	718
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303204

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 TRUDEAU DR, FOREST HILL, MD 21050-3263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK
May 24, 2023	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Apr 16, 2002 · Amount on Record
Deed Book / Page	15915 / 241
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 13, 2026
Property Address	1855 TRUDEAU DR, FOREST HILL, MD 21050-3263
Document Number	1708000095
Book / Page	17081 / 95
Instrument Date	Mar 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLACK OAK TITLE LLC, BLACK OAK TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 TRUDEAU DR, FOREST HILL, MD 21050-3263

Mortgage

Document Number	1708000095,
Date	Apr 13, 2026
Book Page	17081/95

Lender

Name	SHORE UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 24, 2023
Property Address	1855 TRUDEAU DR, FOREST HILL, MD 21050-3263
Document Number	0159150241
Book / Page	15915 / 241
Map Reference	MB 101 FO 52
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1855 TRUDEAU DR, FOREST HILL, MD 21050-3263

Mortgage

Document Number	0159150246
Date	May 24, 2023
Instrument	15915-0246

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	12.1%
Index	12-Month MTA
Max Rate	12.1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,867 (+7.23%)	$635,400 (+21.7%) Land $118,200 Building $517,200
2025	$5,468.00 (+8.84%) Homeowner's exemption	$522,100 (+8.46%) Land $118,200 Building $403,900	$522,100 (-) Land $118,200 Building $403,900
2023		$481,367	$522,100 Land $118,200 Building $403,900
2022	$5,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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