1855 Tree Swallow Way, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1855 Tree Swallow Way, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,268 sqft · built 1991
Lot Size	0.266 acres (11,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Jun 2010)
Tax Bill	$4,896 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7721-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7721-3`
Alternative APNs	`12-28-15-71823-000-2610` `281512718230002610` `152812718230002610` `R128904`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	3,203 sqft
1st Floor Area	2,268 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,570 sqft (0.266 acres)
Lot Dimensions	120 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128904
Street Address	1855 TREE SWALLOW WAY
City	PALM HARBOR
State	FL
Zip	34683-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD25
Legal Description	PIPERS MEADOW LOT 261
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	PIPERS MEADOW
Legal Tract	71823
Legal Lot Number	261
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	27208

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 TREE SWALLOW WAY, PALM HARBOR, FL 34683-6270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Prior Sale	Feb 13, 2001 · Amount on Record
Deed Document Number	2010155857
Deed Book / Page	16935 / 861
Prior Transfer Date	Jun 6, 2006
Prior Transfer Doc	0151980294
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1855 TREE SWALLOW WAY, PALM HARBOR, FL 34683-6270
Document Number	0209821094
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1855 TREE SWALLOW WAY PALM HARBOR FL 346836270, PALM HARBOR, FL 34683-6270

Mortgage

Document Number	0209821094
Date	Apr 29, 2020
Book Page	020982/001094
Instrument	137210

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,896.00 (+5.63%) Homeowner's exemption	$302,388 (+5.99%)	$641,341 (+12.47%) Land $147,831 Building $493,510
2024	$4,635.00 (+1.51%)
2023	$4,566.00 (+2.93%) Homeowner's exemption	$285,307 (+3%)	$570,226 (+9.88%) Land $192,299 Building $377,927
2022	$4,436.00 Homeowner's exemption	$276,997	$518,966 Land $229,353 Building $289,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20