1855 Simpson Mill Rd, Mount Airy, NC 27030 Property Records

Surry County property record for 1855 Simpson Mill Rd, Mount Airy, NC 27030

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,918 sqft · built 2003
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Dec 2021)
Tax Bill	$1,574 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jan 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5916-00-37-8542`

Property Details

APN / Parcel Number

Primary APN	`5916-00-37-8542`
Alternative APN	`100121923`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	674 sqft
Unfinished Basement	250 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	111,949 sqft (2.57 acres)
Porch	Slab
Porch Area	198 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100121923
Street Address	1855 SIMPSON MILL RD
City	MOUNT AIRY
State	NC
Zip	27030-7609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SIMPSON MILL RD
Legal Subdivision	ELDORA
Jurisdiction	SURRY NC
Township / Civil Division	ELDORA
Census Block Group	1
Census Block	1018
Census Tract	931101

Owner

1855 Simpson Mill Rd, a rural home, is owned and occupied by two individuals who bought it in December 2021.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Jan 19, 2006	Deed of Trust, Mortgage BANK OF AMERICA NA
Jan 11, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP
Oct 7, 2021	Warranty Deed, Transfer
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Mar 30, 2015	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	2021690832
Deed Book / Page	1792 / 826
Prior Transfer Date	Apr 14, 2009
Prior Transfer Doc	1285/1082
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001721/348
Date	Aug 14, 2020
Book Page	1721/348
Instrument	675117

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01114/1062
Date	Jan 19, 2006
Book Page	1114/1062
Instrument	004221340015

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	299 Months
Due	Dec 28, 2030

Interest

Rate Type	Adjustable Rate

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01429/0970
Date	Jan 11, 2013
Book Page	1429/0970
Instrument	603741

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2043

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 13, 2021
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Document Number	001792/826
Book / Page	1792 / 826
Instrument Date	Nov 29, 2021
Instrument	690832
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609

Mortgage

Document Number	0000690833
Date	Dec 13, 2021
Instrument	690833

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 7, 2021
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Document Number	1783/876
Book / Page	1783 / 876
Instrument Date	Oct 6, 2021
Instrument	688830
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 DIDIO CIR, MOORESVILLE, NC 28115-9323

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 2, 2021
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Document Number	1778/13
Book / Page	1778 / 13
Instrument Date	Sep 2, 2021
Instrument	687617
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609

Mortgage

Document Number	0001778/17
Date	Sep 2, 2021
Book Page	1778/17
Instrument	687618

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 30, 2015
Property Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609
Document Number	1513/0887
Book / Page	1513 / 0887
Instrument Date	Mar 30, 2015
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1480 SKYVIEW DR, 1480, FANCY GAP, VA 24328-4274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 SIMPSON MILL RD, MOUNT AIRY, NC 27030-7609

Mortgage

Document Number	01513/0889
Date	Mar 30, 2015
Book Page	1513/0889

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate
Rate	4.25%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 1855 Simpson Mill Rd was $1,574, up 1.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,574.00 (+1.68%)	$216,400 (-17.02%) Land $28,780 Building $187,620	$216,400 (-17.02%) Land $28,780 Building $187,620
2025	$1,548.00	$260,780 Land $34,950 Building $225,830	$260,780 Land $34,950 Building $225,830
2023	$1,194.00	$216,400 Land $28,780 Building $187,620	$216,400 Land $28,780 Building $187,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1855 Simpson Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 Simpson Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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