Osceola County property record for 1855 Remembrance Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,341 sqft · built 2013 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Mar 2019) |
| Tax Bill | $11,908 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158847 |
| Primary APN | 158847 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,341 sqft Heated Area |
| Gross Area | 5,244 sqft |
| 1st Floor Area | 2,101 sqft |
| Upper Floors Area | 2,240 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 119 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 330 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 210 sqft |
| Deck Area | 700 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 158847 |
|---|---|
| Street Address | 1855 REMEMBRANCE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 542 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 1 |
| Legal Lot Number | 542 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 43208 |
Source: Osceola County records · APN 158847
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 08, 2019 | Warranty Deed, Transfer · VA Mortgage UNITED FIDELITY FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2019 · Amount on Record |
| Deed Sale | Mar 08, 2019 · Amount on Record |
| Prior Sale | May 07, 2014 · Amount on Record |
| Deed Document Number | 2019029913 |
| Deed Book / Page | 5488 / 2114 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Document Number | 0059552094 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 5955/2094 |
| Instrument | 2021072444 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057352550 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 5735/2550 |
| Instrument | 2020074839 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 08, 2019 |
| Property Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Document Number | 0054882114 |
| Book / Page | 5488 / 2114 |
| Map Reference | MB 20 PG 90 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019029913 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3866 WIND DANCER CIR, 3866, SAINT CLOUD, FL 34772-8274 |
| Name | Verified Name |
|---|---|
| Address | 1855 REMEMBRANCE AVE, SAINT CLOUD, FL 34769-1807 |
| Document Number | 2019029914 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 2019029914 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,908.00 (+6.63%) Homeowner's exemption | $510,800 (-0.55%) Land $70,000 Building $440,800 | $510,800 (-0.55%) Land $70,000 Building $440,800 |
| 2023 | $11,168.00 (+8.11%) | $513,600 (+12.12%) Land $60,000 Building $453,600 | $513,600 (+12.12%) Land $60,000 Building $453,600 |
| 2022 | $10,330.00 | $458,100 Land $55,000 Building $403,100 | $458,100 Land $55,000 Building $403,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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