1855 Pinehurst Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1855 Pinehurst Ln, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,769 sqft · built 1992
Lot Size0.382 acres (16,625 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Jan 2005)
Tax Bill$7,976 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone A (high risk)
APN8813-05-327-004

Property Details

APN / Parcel Number

Primary APN8813-05-327-004

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,769 sqft Living Area
1st Floor Area1,619 sqft
Basement Area1,619 sqft
Finished Basement1,000 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,625 sqft (0.382 acres)
Lot Dimensions175 ft deep x 90 ft wide
Garage TypeAttached
Garage Area691 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1855 PINEHURST LN
CityWATERLOO
StateIA
Zip50701-4528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEHURST FIRST ADDITION LOT 4
Legal Range13W
Legal Township88N
Legal Section05
Legal SubdivisionPINEHURST FIRST ADDITION
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2008
Census Tract1501

Owner

1855 Pinehurst Ln is owned and occupied by an individual who acquired it in January 2010.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1855 PINEHURST LN, WATERLOO, IA 50701-4528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2005 · Amount on File
Deed SaleJan 4, 2005 · Amount on File
Prior SaleJan 4, 2005 · Amount on File
Deed Document Number200516248
Last Transfer DateJan 8, 2010
Transfer Doc2010014002
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1855 PINEHURST LN, WATERLOO, IA 50701-4528
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 PINEHURST LN, WATERLOO, IA 50701-4528

Mortgage

Document Number202200004411
DateAug 26, 2021
Instrument202200004411
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1855 Pinehurst Ln was $7,976 with a homeowner's exemption, down 0.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,976.00 (-0.4%) Homeowner's exemption$401,730 Land $39,950 Building $361,780$401,730 Land $39,950 Building $361,780
2024$8,008.00
2023$379,350 (+30.62%) Land $39,950 Building $339,400$379,350 Land $39,950 Building $339,400
2022$6,184.00 Homeowner's exemption$290,430 Land $39,950 Building $250,480
2021$290,430 Land $39,950 Building $250,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1855 Pinehurst Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies12 units insured
incl. 4 condo units
Nearby Flood Claims1 (2004)
Most Recent ClaimJun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 Pinehurst Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinehurst Ln

Nearby Streets

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