1855 Lake Cove Ave, Eugene, OR 97408 Property Records

Lane County property record for 1855 Lake Cove Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,393 sqft · built 1998
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$193,030 (Aug 1999)
Tax Bill	$6,354 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-08-33-01142-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-33-01142-000`
Alternative APN	`1514007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Finished Area
1st Floor Area	1,393 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1514007
Street Address	1855 LAKE COVE AVE
City	EUGENE
State	OR
Zip	97408-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-MED-DENSITY RES
Legal Description	SUBD:LAKE SHORE ESTATES P U D SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	LAKE SHORE ESTATES P U D
Legal Lot Number	1142
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1042
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Intrafamily Transfer, Transfer
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1999 · Amount on Record
Deed Sale	Aug 13, 1999 · Amount on Record
Prior Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	0000070994
Deed Book / Page	15140
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000000773
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 11, 2023
Property Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940
Document Number	0000000773
Map Reference	FILE 74 SL 160-164
Instrument Date	Jan 5, 2023
Instrument	2023-000773
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940

Mortgage

Document Number	0000015315
Date	Apr 4, 2022
Instrument	2022-015315

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010921
Date	Feb 18, 2021
Instrument	2021-010921

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1855 LAKE COVE AVE, EUGENE, OR 97408-5940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063253
Date	Dec 27, 2017
Instrument	2017-063253

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,354.00 (+3.91%)	$326,151 (+6.09%)	$533,134 (+5.45%) Land $239,494 Building $293,640
2023	$6,115.00 (+4.01%)	$307,430 (+3%)	$505,601 (+6.75%) Land $168,919 Building $336,682
2022	$5,879.00	$298,476	$473,614 Land $125,792 Building $347,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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