Lapeer County property record for 1855 Higley Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,588 sqft · built 1940 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Jun 2014) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-015-006-00 |
| Primary APN | 012-015-006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Basement Area | 618 sqft |
| Unfinished Basement | 618 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1855 HIGLEY RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE |
| Legal Description | SEC 15 T7N R10E THE E 156 FT OF S 396 FT OF SW 1/4 OF NE1/4. 1.42 A. |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 15 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 338000 |
1855 Higley Rd is owned and occupied by an individual who bought it in June 2014.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1855 HIGLEY RD, LAPEER, MI 48446-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on File |
| Deed Sale | Jun 13, 2014 · Amount on File |
| Prior Sale | Jul 31, 2003 · Amount on File |
| Deed Book / Page | 2712 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1855 HIGLEY RD, LAPEER, MI 48446-9492 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 1855 HIGLEY RD, LAPEER, MI 48446-9492 |
| Document Number | 0032180685 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 3218/685 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
The 2025 property tax bill for 1855 Higley Rd was $1,494 with a homeowner's exemption, up 4% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,100 (+4.67%) | $170,200 (+4.67%) | |
| 2025 | $1,494.00 (+3.97%) Homeowner's exemption | $81,300 | $162,600 |
| 2024 | $1,437.00 | ||
| 2023 | $65,000 | $130,000 | |
| 2022 | $1,307.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1855 Higley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1855 Higley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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