1855 Gavin Cir, Auburn, CA 95603 Property Records

Placer County property record for 1855 Gavin Cir, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,567 sqft · built 2019
Lot Size	0.59 acres (25,696 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2016)
Tax Bill	$12,895 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-430-013-000`

Property Details

APN / Parcel Number

Primary APN	`042-430-013-000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	3,567 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	25,696 sqft (0.59 acres)
Garage Area	1,161 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1855 GAVIN CIR
City	AUBURN
State	CA
Zip	95603-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 COBBLESTONE HOMES MOR BK AA PG 11
Legal Subdivision	COBBLESTONE HOMES
Legal Lot Number	45
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1014
Census Tract	20502

Owner

1855 Gavin Cir is owned by two individuals who bought it in June 2016.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22017 SHOER CT, FORESTHILL, CA 95631-9108
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 24, 2019	Deed of Trust, Mortgage · ARM HOMESTREET BANK
May 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on File
Deed Sale	Jun 9, 2016 · Amount on File
Prior Sale	Mar 3, 2005 · Amount on File
Deed Document Number	201644626
Prior Transfer Date	Jan 5, 2011
Prior Transfer Doc	0000012542
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1855 GAVIN CIR, AUBURN, CA 95603-6081
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 GAVIN CIR, AUBURN, CA 95603-6081

Mortgage

Document Number	0000069054
Date	Sep 6, 2022
Instrument	2022-0069054

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1855 GAVIN CIR, AUBURN, CA 95603-6081
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 GAVIN CIR, AUBURN, CA 95603-6081

Mortgage

Document Number	0000070252
Date	May 26, 2021
Instrument	2021-0070252

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1855 GAVIN CIR, AUBURN, CA 95603-6081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043147
Date	Jun 24, 2019
Instrument	2019-0043147

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	May 29, 2018
Property Address	1855 GAVIN CIR, AUBURN, CA 95603-6081
Instrument Date	May 24, 2018
Instrument	37801
Transaction Type	Construction Loan
Record Updated	Jun 11, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6522 TIMBERLINE WAY ROCKLIN CA 957654241, ROCKLIN, CA 95765-4241

Mortgage

Document Number	0000037801
Date	May 29, 2018
Instrument	37801

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1855 Gavin Cir was $12,895.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,138,982 (+2%) Land $217,342 Building $921,640
2025	$12,895.00	$1,116,650 Land $213,081 Building $903,569
2023	$12,741.00 (+0.47%)	$1,073,290 Land $204,807 Building $868,483
2022	$12,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1855 Gavin Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 Gavin Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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