1855 Earl Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 1855 Earl Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,225 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Dec 1999)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-120-024-9`

Property Details

APN / Parcel Number

Primary APN	`116-120-024-9`
Alternative APN	`116-120-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	1855 EARL LN
City	CONCORD
State	CA
Zip	94521-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	AYERS RANCH SUBN POR LOT 48
Legal Subdivision	AYERS RANCH SUB
Legal Lot Number	48
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	333101

Owner

Source: Contra Costa County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1855 EARL LN, CONCORD, CA 94521-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 1999 · Amount on Record
Deed Sale	Dec 6, 1999 · Amount on Record
Prior Sale	May 25, 1999 · Amount on Record
Deed Document Number	1999315126
Prior Transfer Date	Apr 15, 1994
Prior Transfer Doc	0000114675
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2026
Property Address	1855 EARL LN, CONCORD, CA 94521-1440
Document Number	0000081640
Instrument Date	Jul 29, 2026
Instrument	202681640
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 EARL LN, CONCORD, CA 94521-1440

Mortgage

Document Number	0000081640,
Date	Aug 4, 2026
Instrument	202681640

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1855 EARL LN, CONCORD, CA 94521-1440
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 EARL LN, CONCORD, CA 94521-1440

Mortgage

Document Number	0000074329
Date	Apr 29, 2022
Instrument	2022-074329

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$280,598 (+2%) Land $133,246 Building $147,352
2025	$3,940.00 (+5.49%) Homeowner's exemption	$275,097 (+4.04%) Land $130,634 Building $144,463
2023	$3,735.00 (+1.88%) Homeowner's exemption	$264,416 Land $125,562 Building $138,854
2022	$3,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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