1855 E Torres St, San Luis, AZ 85336 Property Records

Yuma County property record for 1855 E Torres St, San Luis, AZ 85336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2018
Lot Size	0.137 acres (6,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2019)
Tax Bill	$1,763 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`776-11-099`

Property Details

APN / Parcel Number

Primary APN	`776-11-099`
Alternative APN	`R0097967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,458 sqft Total Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,002 sqft (0.137 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Area	344 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0097967
Street Address	1855 E TORRES ST
City	SAN LUIS
State	AZ
Zip	85336-0920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: LAS QUINTAS DE SAN LUIS 2 SUB AMENDED LOT: 90 SECTION: 06 TOWNSHIP: 11S RANGE: 24W
Legal Range	24W
Legal Township	11S
Legal Section	06
Legal Subdivision	LAS QUINTAS DE SAN LUIS 2 SUB AMENDED
Legal Lot Number	90
Jurisdiction	YUMA AZ
Township / Civil Division	SOMERTON
Census Block Group	1
Census Block	1001
Census Tract	11408

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1518, SAN LUIS, AZ 85349-1518
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING
Feb 21, 2019	Warranty Deed, Transfer · Conventional with PMI RATZLAFF AG TRUST (RT)
Feb 19, 2019	Deed of Trust, Mortgage RATZLAFF A G TRUST (RT)
Jun 17, 2019	Correction Deed PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Dec 18, 2018	Deed of Trust, Mortgage RATZLAFF AG TRUST (RT)
Aug 16, 2018	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	2019-04283
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039976
Date	Dec 28, 2020
Instrument	2020-39976

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 21, 2019
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Document Number	0000004283
Instrument Date	Feb 19, 2019
Instrument	4283
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1518 SAN LUIS AZ 853491518, SAN LUIS, AZ 85349-1518

Mortgage

Document Number	4284
Date	Feb 21, 2019
Instrument	4284

Lender

Name	RATZLAFF AG TRUST (RT)
Address	2646 LARKIN AVE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Document Number	0000015222
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1518 SAN LUIS AZ 853491518, SAN LUIS, AZ 85349-1518

Mortgage

Document Number	0000015222
Date	Jun 17, 2019
Instrument	15222

Lender

Name	RATZLAFF A G TRUST (RT)
Address	2646 LARKIN AVE

Agreement

Amount	Amount Recorded

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 17, 2019
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Document Number	0000015221
Instrument Date	Feb 19, 2019
Instrument	15221
Record Updated	Jul 4, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1518 SAN LUIS AZ 853491518, SAN LUIS, AZ 85349-1518

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Document Number	0000031855
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2754 SAN LUIS AZ 853492754, SAN LUIS, AZ 85349-2754

Mortgage

Document Number	0000031855
Date	Dec 21, 2018
Instrument	31855

Lender

Name	RATZLAFF AG TRUST (RT)
Address	PORT COQUITLAM

Agreement

Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 16, 2018
Property Address	1855 E TORRES ST, SAN LUIS, AZ 85336-0920
Document Number	0000021020
Instrument Date	Aug 15, 2018
Instrument	21020
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$331.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2754 SAN LUIS AZ 853492754, SAN LUIS, AZ 85349-2754
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Municipality	San Luis City
Elementary School District	Gadsden Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,763.00	$16,219 Land $2,977 Building $13,242	$231,570 Land $42,500 Building $189,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN LUIS serves 39,705 people · EPA ID AZ0414005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Coliform assessment currently in violation since Sep 2021 Sanitary survey deficiency not corrected Jun 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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