1855 E Saint James Loop, Inverness, FL 34453 Property Records

Citrus County property record for 1855 E Saint James Loop, Inverness, FL 34453 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,906 sqft Living Area
Lot Size	22,120 sqft (0.507 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2004)
Tax Bill	$5,936.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-33-0020-00010-042.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1855 E SAINT JAMES LOOP, INVERNESS, FL 34453-3675
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2004 · Amount on Record
Deed Sale	Mar 11, 2004 · Amount on Record
Deed Doc Number	2004015821
Deed Book / Page	1697 / 0916
Record Refreshed	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1855 E SAINT JAMES LOOP, INVERNESS, FL 34453-3675
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028131207
Date	Mar 01, 2017
Book Page	2813/1207
Instrument	2017009375

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2032

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,936.00 (+2.47%) Homeowner's exemption Additional exemption filed	$414,336 (-11.85%) Land $19,500 Building $394,836	$414,336 (-11.85%) Land $19,500 Building $394,836
2024	$5,793.00 (+1.42%) Homeowner's exemption Additional exemption filed	$470,050 (-0.37%) Land $18,200 Building $451,850	$470,050 (-0.37%) Land $18,200 Building $451,850
2023	$5,712.00 (+3.99%) Homeowner's exemption Additional exemption filed	$471,787 (+18.31%) Land $17,200 Building $454,587	$471,787 (+18.31%) Land $17,200 Building $454,587
2022	$5,493.00 Homeowner's exemption Additional exemption filed	$398,788 Land $13,950 Building $384,838	$398,788 Land $13,950 Building $384,838

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-33-0020-00010-042.0`
Alternative APNs	`3318S19E0020000100420` `2533650`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,906 sqft Living Area
1st Floor	2,906 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2005
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	22,120 sqft (0.507 acres)
Parking Spaces	6 Parking Spaces
Garage Area	819 sqft Garage

Exterior Amenities

Pool Area	351 sqft Pool
Patio Area	230 sqft Patio
Porch	Open Porch
Porch Area	330 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2533650
Old Parcel Number	3318S19E0020000100420
Street Address	1855 E SAINT JAMES LOOP
City	INVERNESS
State	FL
Zip	34453-3675
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE GREENS OF CITRUS HILLS PB 12 PG 119 LOT 42 BLK 1
Legal Range	19E
Legal Township	18S
Legal Section	33
Legal Subdivision	CAMBRIDGE GREENS OF CITRUS HIL
Legal Block	1
Legal Lot Number	42
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2013
Census Tract	450705