1855 E 2nd St, Defiance, OH 43512 Property Records

Defiance County property record for 1855 E 2nd St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,180 sqft · built 1955
Lot Size	0.256 acres (11,177 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Aug 2021)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`J110185B00500`

Property Details

APN / Parcel Number

Primary APN	`J110185B00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,177 sqft (0.256 acres)
Lot Dimensions	243 ft deep x 46 ft wide
Garage Type	Attached - Unfinished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1855 E 2ND ST
City	DEFIANCE
State	OH
Zip	43512-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEGLER ADDITION LOT 10 PT 45 FT 6 IN W SIDE ANNEXED FROM J09-30-B-5, 10-5-10
Legal Subdivision	DEGLER ADDITION
Legal Lot Number	10
Jurisdiction	DEFIANCE OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4015
Census Tract	958800

Owner

Source: Defiance County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1855 E 2ND ST, DEFIANCE, OH 43512-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Nov 10, 2005
Deed Document Number	674
Deed Book / Page	441 / 1737
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 18, 2021
Property Address	1855 E 2ND ST, DEFIANCE, OH 43512-2501
Document Number	441/1737
Book / Page	441 / 1737
Instrument Date	Aug 17, 2021
Instrument	202100004623
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 E 2ND ST, DEFIANCE, OH 43512-2501

Mortgage

Document Number	202100004624
Date	Aug 18, 2021
Instrument	202100004624

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1855 E 2ND ST, DEFIANCE, OH 43512-2501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 HOLGATE AVE, DEFIANCE, OH 43512-2036

Mortgage

Document Number	433/2464
Date	Dec 8, 2020
Book Page	433/2464
Instrument	202000005750

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Richland Township
Municipality	Defiance City
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00	$40,720 (-) Land $4,110 Building $36,610
2024	$1,502.00 (+1.08%)	$40,720 (-) Land $4,110 Building $36,610
2023	$1,486.00 (+3.27%)	$40,720 (+26.3%) Land $4,110 Building $36,610	$116,342 (+26.29%) Land $11,742 Building $104,600
2022	$1,439.00	$32,240 Land $4,070 Building $28,170
2020			$92,120 Land $11,630 Building $80,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Omni Fiber, T-Mobile.

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