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1855 Clair Cir N, Hernando, MS 38632 Property Records

DeSoto County property record for 1855 Clair Cir N, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2020
Square Footage2,600 sqft Adjusted Area
Lot Size10,000 sqft (0.229 acres)
OccupancyOwner Occupied
Tax Bill$3,213.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-23-09-0-00079-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,600 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area10,000 sqft (0.229 acres)

Location & Zoning

Street Address1855 CLAIR CIR N
CityHERNANDO
StateMS
Zip38632-1543
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMONTCLAIR S/D PHASE 2 LOT 79
Legal Range08
Legal Township03
Legal Section23
Legal SubdivisionMONTCLAIR S/D PHASE 2
Legal Phase2
Legal Lot Number79
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2017
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-23-09-0-00079-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SERVICELINK
Mar 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
PATRIOT BANK
Nov 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 18, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PATRIOT BANK
Mar 26, 2018Deed, Subdivision Related Transfer
REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2020
Deed SaleSep 18, 2020
Prior SaleMar 26, 2018
Deed Doc Number0000932542
Deed Book / Page932 / 542
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateJul 06, 2026
Property Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
Document Number5663075166
Book / Page5663 / 75166
Instrument DateMay 08, 2026
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543

Mortgage

Document Number5663075166,
DateJul 06, 2026
Book Page5663/75166
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term291 Months
DueOct 01, 2050
Interest
Rate6.37%
Max Rate-1%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004512/166
DateMar 26, 2018
Book Page4512/166
InstrumentT04512-00166
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeFixed Rate

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543

Mortgage

Document Number005628/427
DateNov 02, 2022
Book Page5628/427
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueOct 01, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 18, 2020
Property Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
Document Number000932/542
Book / Page932 / 542
Map ReferenceMB 120 PG 15
Instrument DateSep 16, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address33147 FAIRHAVEN COVE, 33147, GREENWOOD, AR 72936

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543

Mortgage

Document Number0005044528
DateSep 18, 2020
Instrument5044/528
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDESOTO MS
Recording DateMar 26, 2018
Property Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543
Document Number000851/474
Book / Page851 / 474
Map ReferencePB 120 PG 15
Instrument DateMar 23, 2018
InstrumentW00851-00474
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyREALITY TITLE, REALTY TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1884 LINDSEY LN, 1884, SOUTHAVEN, MS 38672-8602

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 CLAIR CIR N, HERNANDO, MS 38632-1543

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,213.00 (+13.29%)$27,559 (+34.91%) Land $4,500 Building $23,059$275,594 (+34.92%) Land $45,000 Building $230,594
2023$2,836.00$20,427$204,267 Land $45,000 Building $159,267

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