Anne Arundel County property record for 1855 Cedar Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 825 sqft · built 1958 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Mar 2019) |
| Tax Bill | $3,290 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-746-06094480 |
| Primary APN | 04-746-06094480 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Built-Up Asphalt |
| Lot Area | 22,041 sqft (0.506 acres) |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 74606094480 |
|---|---|
| Street Address | 1855 CEDAR DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 80 SC 2 SEVERN RIDGE |
| Legal Subdivision | SEVERN RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 740103 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit MUNICIPAL EMPLOYEES CU OF BALTIMORE INC |
| Apr 15, 2020 | Deed of Trust, Mortgage PLANET HM LNDG |
| Mar 27, 2019 | Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Deed Book / Page | 32988 / 200 |
| Prior Transfer Date | May 13, 2015 |
| Prior Transfer Doc | 0284800413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Document Number | 0420070285 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 42007/285 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0365540467 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 36554/467 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0386290437 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 38629/437 |
| Name | MUNICIPAL EMPLOYEES CU OF BALTIMORE INC |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Document Number | 0346010092 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1855 CEDAR DR SEVERN MD 211441005, SEVERN, MD 21144-1005 |
| Document Number | 0346010092 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 034601/000092 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 27, 2019 |
| Property Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Document Number | 0329880200 |
| Book / Page | 32988 / 200 |
| Map Reference | CAB 3 ROD F6 PL 10 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1855 CEDAR DR, SEVERN, MD 21144-1005 |
| Document Number | 0032988205 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 32988/205 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,800 (+5.04%) | $292,400 (+15.12%) Land $191,500 Building $100,900 | |
| 2025 | $3,290.00 (+3.04%) | $254,000 (+6.93%) Land $168,500 Building $85,500 | $254,000 (-) Land $168,500 Building $85,500 |
| 2024 | $3,193.00 (+23.14%) | ||
| 2023 | $2,593.00 | $237,533 | $254,000 Land $168,500 Building $85,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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