1855 Cannondale Loop, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1855 Cannondale Loop, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,360 sqft · built 2001
Lot Size0.196 acres (8,560 sqft)
Owner2 Individual Names on File
Last Sale$203,000 (Sep 2019)
Tax Bill$1,093 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN159H D 040

Property Details

APN / Parcel Number

Primary APN159H D 040
Alternative APN
  • 0000144013

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,560 sqft (0.196 acres)
Lot Dimensions120 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000144013
Street Address1855 CANNONDALE LOOP
CityCHATTANOOGA
StateTN
Zip37421-7168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 20 CANNONDALE PB60 PG124 REV 63-45
Legal SubdivisionCANNONDALE SUB
Legal Lot Number20
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1003
Census Tract11321

Owner

1855 Cannondale Loop is owned and occupied by two individuals who bought it in September 2019.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1855 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Warranty Deed, Transfer · FHA Mortgage
MORTGAGE INVTRS
Jan 5, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Nov 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2019 · Amount on File
Deed SaleSep 24, 2019 · Amount on File
Prior SaleFeb 18, 2002 · Amount on File
Deed Document Number2019149
Deed Book / Page11768 / 407
Prior Transfer DateJan 13, 2003
Prior Transfer Doc6514236
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 24, 2019
Property Address1855 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7168
Document Number0924000149
Book / Page011768 / 000407
Instrument DateSep 19, 2019
Instrument190924000149
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$751.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 CANNONDALE LOOP CHATTANOOGA TN 374217168, CHATTANOOGA, TN 37421-7168

Mortgage

Document Number924000150
DateSep 24, 2019
Book Page011768/000409
Instrument190924000150
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 23, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1855 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7168
Document Number0111000009
Instrument DateJan 5, 2019
Transaction TypeMortgage
Record UpdatedMar 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1855 CANNONDALE LOOP CHATTANOOGA TN 374217168, CHATTANOOGA, TN 37421-7168

Mortgage

Document Number0111000009
DateJan 11, 2019
Book Page011541/000607
Instrument190111000009
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 10, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1855 CANNONDALE LOOP, CHATTANOOGA, TN 37421-7168
Document Number0000000006
Book / Page011213 / 000017
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1855 CANNONDALE LOOP CHATTANOOGA TN 374217168, CHATTANOOGA, TN 37421-7168

Mortgage

Document Number0000000006
DateNov 28, 2017
Book Page011213/000017
Instrument6
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1855 Cannondale Loop was $1,093, down 10.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,093.00 (-10.85%)$72,175 (+31.65%)$288,700 (+31.65%) Land $50,000 Building $238,700
2024$1,226.00$54,825 (-)$219,300 (-) Land $45,000 Building $174,300
2023$1,226.00$54,825 (-)$219,300 (-) Land $45,000 Building $174,300
2022$1,226.00$54,825$219,300 Land $45,000 Building $174,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1855 Cannondale Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2009–2020)
Claims Outside the SFHA7 of 7
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 Cannondale Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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