DuPage County property record for 1855 Bay Scott Cir, Naperville, IL 60540
| Property Type | Commercial |
|---|---|
| Details | 6,408 sqft · built 2004 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,382,500 (Sep 2026) |
| Tax Bill | $28,219 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-113-013 |
| Primary APN | 07-26-113-013 |
|---|
| Building Area | 6,408 sqft Gross Area |
|---|---|
| 1st Floor Area | 6,408 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 13 ft deep x 7.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1855 BAY SCOTT CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-1104 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | BAY SCOTT CENTER SUB ALL |
| Legal Subdivision | BAY SCOTT CENTER SUB |
| Legal Lot Number | 6 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 846522 |
Source: DuPage County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 10, 2026 | Warranty Deed, Transfer · Line of Credit OLD SECOND NATIONAL BANK |
| Jan 6, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK/DEERFIELD |
| Jun 8, 2017 | Loan Modification, Mortgage FIRST MIDWEST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2026 · Amount on Record |
| Deed Sale | Sep 10, 2026 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 202662460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 10, 2026 |
| Property Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000062460 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202662460 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $209,448.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000062461, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202662461 |
| Name | OLD SECOND NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001341 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | R2020-001341 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60631 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 11, 2024 |
| Rate | 5.14% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000026297 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1855 BAY SCOTT CIR NAPERVILLE IL 605401104, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000026297 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 26297 |
| Name | FIRST MIDWEST BK/DEERFIELD |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1855 BAY SCOTT CIR, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000065142 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1855 BAY SCOTT CIR NAPERVILLE IL 605401104, NAPERVILLE, IL 60540-1104 |
| Document Number | 0000065142 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 65142 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Term | 12 Months |
|---|---|
| Due | Jun 28, 2018 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,219.00 (+4.93%) | $478,602 (+21.61%) Land $31,502 Building $447,100 | $1,435,806 (+21.61%) Land $94,506 Building $1,341,300 |
| 2022 | $26,894.00 | $393,540 Land $93,120 Building $300,420 | $1,180,620 Land $279,360 Building $901,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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