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1855 7th St, Salisbury, NC 28144 Property Records

Rowan County property record for 1855 7th St, Salisbury, NC 28144 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,920 sqft · built 1979
Lot Size4.71 acres (205,603 sqft)
Owner2 Individual Names on File
Last Sale$233,000 (Apr 2007)
Tax Bill$2,186 (2023)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN323 04301

Property Details

APN / Parcel Number

Primary APN323 04301
Alternative APN
  • 6277667

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Foundation TypeFooting
Lot Area205,603 sqft (4.71 acres)
Garage Area1,008 sqft

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchPorch
Porch Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number6277667
Old Parcel Number323 04301
Street Address1855 7TH ST
CitySALISBURY
StateNC
Zip28144-0561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.72AC
Legal SubdivisionPREPARED ROBERT H HAMMER SURV
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3009
Census Tract51302

Owner

Source: Rowan County records · APN 323 04301

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1855 7TH ST, SALISBURY, NC 28144-0561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 19, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2007 · Amount on Record
Deed SaleApr 05, 2007 · Amount on Record
Deed Document Number0001091170
Deed Book / Page1091 / 170
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1855 7TH ST, SALISBURY, NC 28144-0561
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014740645
DateDec 19, 2025
Book Page1474/645
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1855 7TH ST, SALISBURY, NC 28144-0561
Transaction TypeMortgage
Record UpdatedMay 03, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013730172
DateApr 20, 2021
Book Page1373/172
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1855 7TH ST, SALISBURY, NC 28144-0561
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012880479
DateApr 19, 2017
Book Page1288/0479
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,186.00$328,841 Land $71,495 Building $257,346$328,841 Land $71,495 Building $257,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590513023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020, river or lake flooding, Tropical Storm Eta

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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