18541 Golf Cir, Garrison, MN 56450 Property Records

Mille Lacs County property record for 18541 Golf Cir, Garrison, MN 56450

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,156 sqft · built 2007
Lot Size	0.184 acres (8,023 sqft)
Owner	Company Name on File
Last Sale	$315,000 (Mar 2025)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	Sep 2025 Transfer Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-969-2630`

Property Details

APN / Parcel Number

Primary APN	`09-969-2630`

Interior

Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	8,023 sqft (0.184 acres)
Porch	Slab

Location & Zoning

Street Address	18541 GOLF CIR
City	GARRISON
State	MN
Zip	56450
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	27
Legal Township	43
Legal Section	06
Legal Subdivision	PORT MILLE LACS GOLF ACRES NORTH
Legal Block	7
Legal Lot Number	6
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	2
Census Block	2036
Census Tract	970200

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	14242 55TH ST NE, SAINT MICHAEL, MN 55376-3284
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	202520579
Last Transfer Date	Apr 17, 2025
Transfer Doc	0000T20811
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 15, 2025
Property Address	18541 GOLF CIR, GARRISON, MN 56450
Document Number	0000T20811
Instrument Date	Apr 17, 2025
Instrument	T20811
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1841 GOLF CIRCLE, SAINT MICHAEL, MN 55376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14242 STONE RD # 55TH, HOPKINS, MN 55305

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	18541 GOLF CIR, GARRISON, MN 56450
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T17594
Date	Oct 19, 2017
Instrument	T17594

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 5, 2018

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Mar 24, 2021
Property Address	18541 GOLF CIR, GARRISON, MN 56450
Document Number	0000T18905
Instrument Date	Mar 5, 2021
Instrument	T18905
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1403 FLORIBUNDA AVE, BURLINGAME, CA 94010-7507

Mortgage

Document Number	0000T18906
Date	Mar 24, 2021
Instrument	T18906

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00 (-17.45%)
2025	$3,094.00 (+0.19%)	$232,200 (-21.61%) Land $38,300 Building $193,900	$232,200 (-21.61%) Land $38,300 Building $193,900
2023	$3,088.00	$296,200 Land $39,300 Building $256,900	$296,200 Land $39,300 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINELAND tribal government · serves 4,220 people · EPA ID 055294301
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Golf Cir

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