18540 Ruth St, Melvindale, MI 48122 Property Records

Wayne County property record for 18540 Ruth St, Melvindale, MI 48122

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,050 sqft · built 1928
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2024)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`47 010 01 0084 000`

Property Details

APN / Parcel Number

Primary APN	`47 010 01 0084 000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	113 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18540 RUTH ST
City	MELVINDALE
State	MI
Zip	48122-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FA
Legal Description	AA84 LOT 84 ALSO WLY 1/2 ADJ VAC ALLEY OAKBORN-ROUGE SUB PC 35 L46 P49 WCR
Legal Subdivision	OAKBORN-ROUGE
Legal Lot Number	84
Jurisdiction	WAYNE MI
Township / Civil Division	MELVINDALE
Census Block Group	2
Census Block	2021
Census Tract	578600

Owner

18540 Ruth St is owned and occupied by an individual who bought it in August 2024.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18540 RUTH ST, MELVINDALE, MI 48122-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 25, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Jan 3, 2024 · Amount on File
Deed Document Number	2024234583
Deed Book / Page	59047 / 159
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0584740984
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 3, 2024
Property Address	18540 RUTH ST, MELVINDALE, MI 48122-1549
Document Number	0586210071
Book / Page	58621 / 71
Map Reference	LB 46 PG 49
Instrument Date	Dec 12, 2023
Instrument	2024005448
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9119 WITT ST, DETROIT, MI 48209-1785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1825 HANOVER ST, LINCOLN PARK, MI 48146-1421

Mortgage

Document Number	0586141096
Date	Dec 27, 2023
Book Page	58614/1096
Instrument	2024003310

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 25, 2023
Property Address	18540 RUTH ST, MELVINDALE, MI 48122-1549
Document Number	0584740984
Book / Page	58474 / 984
Map Reference	LB 46 PG 49
Instrument Date	Sep 14, 2023
Instrument	2023251513
Transaction Type	Foreclosure
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 18540 Ruth St was $6,053 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Melvindale City
Unified School District	Melvindale-North Allen Park School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,800 (+1.15%)	$175,600 (+1.15%)
2025	$6,053.00 Homeowner's exemption	$86,800	$173,600
2023	$3,380.00	$51,300	$102,600
2021	$2,755.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18540 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18540 Ruth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELVINDALE serves 12,851 people · EPA ID MI0004220
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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