18540 Bowie Mill Rd, Olney, MD 20832 Property Records

Montgomery County property record for 18540 Bowie Mill Rd, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,436 sqft · built 1971
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2021)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00765784`

Property Details

APN / Parcel Number

Primary APN	`08-00765784`
Alternative APN	`00765784`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	955 sqft
Basement Area	533 sqft
Finished Basement	533 sqft
Utility Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00765784
Street Address	18540 BOWIE MILL RD
City	OLNEY
State	MD
Zip	20832-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OLNEY SQUARE
Legal Subdivision	OLNEY SQUARE
Legal Block	B
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1007
Census Tract	701312

Owner

18540 Bowie Mill Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18540 BOWIE MILL RD, OLNEY, MD 20832-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Special Warranty Deed, Transfer · Conventional Mortgage EMPIRE FINANCIAL SERVICES INC
Apr 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Apr 6, 1998
Deed Book / Page	62857 / 162
Transfer Doc	0157050354
Record Updated	Sep 20, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2021
Property Address	18540 BOWIE MILL RD, OLNEY, MD 20832-1810
Document Number	0628570162
Book / Page	62857 / 162
Map Reference	MB 89 PL 9522
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18540 BOWIE MILL RD, OLNEY, MD 20832-1810

Mortgage

Document Number	62857168
Date	May 4, 2021
Instrument	62857/168

Lender

Name	EMPIRE FINANCIAL SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18540 BOWIE MILL RD, OLNEY, MD 20832-1810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541970121
Date	Apr 27, 2017
Book Page	54197/121

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18540 Bowie Mill Rd was $7,065, up 10.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,433 (+1.43%)	$578,300 (+4.29%) Land $281,200 Building $297,100
2025	$7,065.00 (+10.49%)	$554,500 Land $267,800 Building $286,700	$554,500 Land $267,800 Building $286,700
2024	$6,394.00
2023		$478,767	$554,500 Land $267,800 Building $286,700
2022	$4,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18540 Bowie Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18540 Bowie Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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