1854 W Chapel Dr, Deltona, FL 32738 Property Records

Volusia County property record for 1854 W Chapel Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1986
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Sep 2015)
Tax Bill	$1,559 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-65-17-0090`

Property Details

APN / Parcel Number

Primary APN	`8130-65-17-0090`
Alternative APNs	`31183065170090` `2887176.0` `2887176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2887176.0
Old Parcel Number	31183065170090
Street Address	1854 W CHAPEL DR
City	DELTONA
State	FL
Zip	32738-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 1712 DELTONA LAKES UNIT 65 MB 28 PGS 117-121 INC PER OR 4932 PG 3250 PER OR 7109 PG 4530 PER OR 7131 PG 0208 PER OR
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	65
Legal Block	1712
Legal Lot Number	9
Legal Unit	65
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2009
Census Tract	91037

Owner

1854 W Chapel Dr is owned and occupied by an individual who bought it in September 2015.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	1854 W CHAPEL DR, DELTONA, FL 32738-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage PETER A & PRISCILLE J MILLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Prior Sale	Jun 22, 2015 · Amount on File
Deed Document Number	2015-175041
Deed Book / Page	7164 / 2936
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1854 W CHAPEL DR, DELTONA, FL 32738-3808
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 W CHAPEL DR, DELTONA, FL 32738-3808

Mortgage

Document Number	0083594966
Date	Jan 24, 2023
Book Page	8359/4966
Instrument	2023014361

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1854 W CHAPEL DR, DELTONA, FL 32738-3808
Document Number	0075842258
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 W CHAPEL DR DELTONA FL 327383808, DELTONA, FL 32738-3808

Mortgage

Document Number	0075842258
Date	Aug 14, 2018
Book Page	007584/002258
Instrument	164104

Lender

Name	PETER A & PRISCILLE J MILLS
Address	1846 INDIA PALM DR, EDGEWATER, FL 32141-4010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,397	$271,632 Land $59,200 Building $212,432
2024	$1,559.00 (+7.22%)
2023	$1,454.00 (+2.11%) Homeowner's exemption	$100,388 (+3%)	$257,891 (+16.6%) Land $58,000 Building $199,891
2022	$1,424.00 Homeowner's exemption	$97,464	$221,182 Land $40,800 Building $180,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1854 W Chapel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1854 W Chapel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Verizon, Wire 3.

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