1854 Summit Dr, Los Banos, CA 93635 Property Records

Merced County property record for 1854 Summit Dr, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,013 sqft · built 2021
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$531,500 (Apr 2022)
Tax Bill$7,342 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN430-170-023-000

Property Details

APN / Parcel Number

Primary APN430-170-023-000
Alternative APN
  • 430-170-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,013 sqft Living Area
1st Floor Area2,013 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,600 sqft (0.152 acres)
Parking Spaces2 Parking Spaces
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number430-170-023
Street Address1854 SUMMIT DR
CityLOS BANOS
StateCA
Zip93635-8308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 THE VILLAGES VII PH 1B UNIT 1
Legal Subdivision2017-01 STONECREEK/LOS BANOS T
Legal Lot Number49
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group3
Census Block3003
Census Tract2301

Owner

1854 Summit Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1854 SUMMIT DR, LOS BANOS, CA 93635-8308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2022 · Amount on File
Deed SaleApr 7, 2022 · Amount on File
Deed Document Number202213924
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 7, 2022
Property Address1854 SUMMIT DR, LOS BANOS, CA 93635-8308
Document Number0000013924
Map ReferenceMB 82 PG 10-12
Instrument DateFeb 22, 2022
Instrument2022013924
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1854 SUMMIT DR, LOS BANOS, CA 93635-8308

Mortgage

Document Number0000013925
DateApr 7, 2022
Instrument2022013925
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1854 Summit Dr was $7,342.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$574,873 (+2%) Land $119,066 Building $455,807
2025$7,342.00$563,602 Land $116,732 Building $446,870
2023$7,032.00 (+24.66%)$541,718 Land $112,200 Building $429,518
2022$5,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1854 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1854 Summit Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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