1854 River Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 1854 River Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,130 sqft · built 1938
Lot Size	0.226 acres (9,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Feb 2005)
Tax Bill	$22,512 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`081150-0000`

Property Details

APN / Parcel Number

Primary APN	`081150-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,130 sqft Living Area
Gross Area	4,808 sqft
1st Floor Area	1,812 sqft
Upper Floors Area	2,090 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,850 sqft (0.226 acres)
Lot Dimensions	152 ft deep x 60 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	284 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	394 sqft
Boat Access	Boat Access
Boat House	665 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1854 RIVER RD
City	JACKSONVILLE
State	FL
Zip	32207-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	11-5 25-2S-26E SAN MARCO LOT 12 BLK 2
Legal Range	26E
Legal Township	02S
Legal Section	46
Legal Subdivision	SAN MARCO
Legal Block	2
Legal Lot Number	12
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1032
Census Tract	700

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1854 RIVER RD, JACKSONVILLE, FL 32207-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2005 · Amount on Record
Deed Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	200565298
Deed Book / Page	12316 / 1250
Record Updated	Oct 29, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	1854 RIVER RD, JACKSONVILLE, FL 32207-3902
Document Number	0180461183
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1854 RIVER RD JACKSONVILLE FL 322073902, JACKSONVILLE, FL 32207-3902

Mortgage

Document Number	0180461183
Date	Jul 10, 2017
Book Page	018046/001183
Instrument	160005

Lender

Name	SUNTRUST BK
Type	Bank
Address	BELLE ISLE, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,323,639 (+2.7%)	$1,638,414 (+1.73%) Land $788,756 Building $849,658
2025	$22,512.00 (+3.02%) Homeowner's exemption	$1,288,841 (+5.99%)	$1,610,479 (+21.38%) Land $772,500 Building $837,979
2024	$21,853.00 (+2.55%)
2023	$21,309.00 (+8.7%) Homeowner's exemption	$1,216,037 (+3%)	$1,326,764 (+2.21%) Land $587,100 Building $739,664
2022	$19,603.00 Homeowner's exemption	$1,180,619	$1,298,078 Land $587,100 Building $710,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 4 condo units
Nearby Flood Claims	71 (1979–2024)
Claims Outside the SFHA	48 of 71
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Tropical Storm Fay, Aug 2008 · 6 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20