1854 Pine Mountain Rd, Creston, NC 28615 Property Records

Ashe County property record for 1854 Pine Mountain Rd, Creston, NC 28615

Property Summary

Property Type	Mobile Home
Details	1,222 sqft · built 1999
Lot Size	2.32 acres (101,408 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2020)
Tax Bill	$504 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11026-132`

Property Details

APN / Parcel Number

Primary APN	`11026-132`
Alternative APN	`106763`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,222 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	101,408 sqft (2.32 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	106763
Street Address	1854 PINE MOUNTAIN RD
City	CRESTON
State	NC
Zip	28615-9547
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2.328 A
Jurisdiction	ASHE NC
Township / Civil Division	NORTH FORK
Census Block Group	2
Census Block	2006
Census Tract	970300

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20470 NC HIGHWAY 88 W, CRESTON, NC 28615-9565
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20204747
Deed Book / Page	517 / 859
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1854 PINE MOUNTAIN RD, CRESTON, NC 28615-9547
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00529/2446
Date	Jul 22, 2021
Book Page	529/2446
Instrument	4257

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 24, 2020
Property Address	1854 PINE MOUNTAIN RD, CRESTON, NC 28615-9547
Document Number	000517/859
Book / Page	517 / 859
Instrument Date	Sep 23, 2020
Instrument	4747
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1854 PINE MOUNTAIN RD, CRESTON, NC 28615-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20470 NC HIGHWAY 88 W, CRESTON, NC 28615-9565

Mortgage

Document Number	0000004748
Date	Sep 24, 2020
Instrument	4748

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00 (+4.13%)	$96,200 (-) Land $20,000 Building $76,200	$96,200 (-) Land $20,000 Building $76,200
2023	$484.00 (-4.91%)	$96,200 (+52.7%) Land $20,000 Building $76,200	$96,200 (+52.7%) Land $20,000 Building $76,200
2022	$509.00	$63,000 Land $17,300 Building $45,700	$63,000 Land $17,300 Building $45,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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