1854 McPhail St, Flint, MI 48503 Property Records

Genesee County property record for 1854 McPhail St, Flint, MI 48503

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,362 sqft · built 1959
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on File
Last Sale$88,886 (Jul 2014)
Tax Bill$2,086 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN41-17-428-025

Property Details

APN / Parcel Number

Primary APN41-17-428-025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,362 sqft Living Area
1st Floor Area2,362 sqft
Basement Area690 sqft
Unfinished Basement690 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood Siding
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1854 MCPHAIL ST
CityFLINT
StateMI
Zip48503-4367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN-2
Legal DescriptionLAPEER PARK LOTS 77 AND 78
Legal SubdivisionLAPEER PARK
Legal Lot Number77-78
JurisdictionGENESEE MI
Township / Civil DivisionFLINT
Census Block Group2
Census Block2006
Census Tract3200

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1854 MCPHAIL ST, FLINT, MI 48503-4367
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2014 · Amount on Record
Deed SaleJul 17, 2014 · Amount on Record
Deed Document Number201455244
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1854 MCPHAIL ST, FLINT, MI 48503-4367
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064311
DateApr 30, 2018
Instrument201804300064311
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityFlint City
Unified School DistrictFlint City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,086.00 (-9.74%) Homeowner's exemption$85,200 (+42.47%)$170,400 (+42.47%)
2024$2,311.00
2023$59,800$119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLINT
serves 81,252 people · EPA ID MI0002310
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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