1854 Jefferson St, Concord, CA 94521 Property Records

Contra Costa County property record for 1854 Jefferson St, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,121 sqft · built 1963
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Sep 2017)
Tax Bill	$7,436 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`115-333-022-8`

Property Details

APN / Parcel Number

Primary APN	`115-333-022-8`
Alternative APN	`115-333-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area
1st Floor Area	1,629 sqft
2nd Floor Area	492 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1854 JEFFERSON ST
City	CONCORD
State	CA
Zip	94521-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2992 LOT 71 EX MR
Legal Subdivision	SUBIVISION 2992
Legal Tract	2992
Legal Lot Number	71
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	333200

Owner

1854 Jefferson St is owned and occupied by two individuals who bought it in September 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN HEALTHCARE FCU
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY
Sep 5, 2017	Grant Deed, Transfer · FHA Mortgage PROVIDENT SAVINGS BANK FSB
Sep 5, 2017	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Deed Document Number	2017161807
Prior Transfer Date	Sep 5, 2003
Prior Transfer Doc	0000469713
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Transaction Type	Mortgage
Record Updated	Apr 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330

Mortgage

Document Number	0000032462
Date	Apr 7, 2023
Instrument	2023-032462

Lender

Name	WESTERN HEALTHCARE FCU
Type	Credit Union
Address	MARTINEZ, CA 94553

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096779
Date	Jun 25, 2019
Instrument	2019-096779

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330

Mortgage

Document Number	0000215013
Date	Sep 24, 2020
Instrument	2020-215013

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Document Number	0000038510
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1854 JEFFERSON ST CONCORD CA 945211330, CONCORD, CA 94521-1330

Mortgage

Document Number	0000038510
Date	Mar 13, 2018
Instrument	38510

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 12, 2033

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 5, 2017
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Document Number	0000161807
Map Reference	MAP86 PG9
Instrument Date	Aug 28, 2017
Instrument	2017-161807
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330

Mortgage

Document Number	0000161808
Date	Sep 5, 2017
Instrument	2017-161808

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 5, 2017
Property Address	1854 JEFFERSON ST, CONCORD, CA 94521-1330
Document Number	0000161806
Instrument Date	Aug 28, 2017
Instrument	161806
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 TREAT BLVD CONCORD CA 945183561, CONCORD, CA 94518-3561

Tax Assessment & Valuation

The 2025 property tax bill for 1854 Jefferson St was $7,436 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,215 (+2%) Land $187,519 Building $413,696
2025	$7,436.00 Homeowner's exemption	$589,428 Land $183,843 Building $405,585
2023	$7,103.00 (+1.4%) Homeowner's exemption	$566,542 Land $176,705 Building $389,837
2022	$7,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1854 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1854 Jefferson St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile.

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