1854 Floyd Rd, Belden, MS 38826 Property Records

Pontotoc County property record for 1854 Floyd Rd, Belden, MS 38826

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1999
Lot Size	9.81 acres (427,759 sqft)
Owner	Company Name on Record
Tax Bill	$795 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`148-34-000-028.03`

Property Details

APN / Parcel Number

Primary APN	`148-34-000-028.03`
Alternative APN	`21017`

Interior

Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	427,759 sqft (9.81 acres)
Total Buildings	7 Buildings

Location & Zoning

Account Number	21017
Street Address	1854 FLOYD RD
City	BELDEN
State	MS
Zip	38826-9223
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	9.82 AC SE1/4 20085502 11/10/08 20130350 1/29/13 20142771 6/4/14 20143694 7/25/14 20162653 5/26/16 20202946 8/17/2020
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	2
Census Block	2039
Census Tract	950101

Owner

Source: Pontotoc County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage OXFORD UNIVERSITY BANK
Jan 22, 2020	Deed of Trust, Mortgage OXFORD UNIVERSITY BANK
May 1, 2019	Deed of Trust, Mortgage OXFORD UNIVERSITY BANK
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025
Deed Sale	Nov 18, 2025
Prior Sale	Nov 18, 2025
Deed Document Number	2025004376
Last Transfer Date	Dec 8, 2025
Transfer Doc	2025004641
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1854 FLOYD RD, BELDEN, MS 38826-9223
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 HIGHWAY 15 N, PONTOTOC, MS 38863-1308

Mortgage

Document Number	2018004261
Date	Nov 7, 2018
Instrument	2018004261

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1854 FLOYD RD, BELDEN, MS 38826-9223
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 HIGHWAY 15 N, PONTOTOC, MS 38863-1308

Mortgage

Document Number	2020000302
Date	Jan 22, 2020
Instrument	2020000302

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2025

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1854 FLOYD RD, BELDEN, MS 38826-9223
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 HIGHWAY 15 N, PONTOTOC, MS 38863-1308

Mortgage

Document Number	2019001640
Date	May 1, 2019
Instrument	2019001640

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	54 Months
Due	Nov 5, 2023

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 8, 2025
Property Address	1854 FLOYD RD, BELDEN, MS 38826-9223
Document Number	2025004641
Instrument Date	Nov 28, 2025
Instrument	2025004641
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 18, 2025
Property Address	1854 FLOYD RD, BELDEN, MS 38826-9223
Document Number	2025004376
Instrument Date	Nov 17, 2025
Instrument	2025004376
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	948 BECKHAM RD, PONTOTOC, MS 38863-9493

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$795.00 (+3.79%)	$5,993 (-0.22%)	$39,949 (-0.22%) Land $12,039 Building $27,910
2023	$766.00	$6,006	$40,037 Land $12,127 Building $27,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PONTOTOC WATER ASSN public/private · serves 5,170 people · EPA ID MS0580002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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