1854 E Cottage Blvd, Ozark, MO 65721 Property Records

Christian County property record for 1854 E Cottage Blvd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,551 sqft · built 2005
Lot Size4.88 acres (212,573 sqft)
Owner2 Individual Names on Record
Tax Bill$8,713 (2025)
Deeds & MortgagesMar 2023 Sale
Jul 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-0.6-13-000-000-010.018

Property Details

APN / Parcel Number

Primary APN11-0.6-13-000-000-010.018
Alternative APN
  • 11-0.6-13-0-0-10.018

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,551 sqft Living Area
1st Floor Area2,551 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area212,573 sqft (4.88 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Pool Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1854 E COTTAGE BLVD
CityOZARK
StateMO
Zip65721-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 RIVERMIST AT THE FINLEY
Legal Range21W
Legal Township27N
Legal Section13
Legal SubdivisionRIVERMIST AT THE FINLEY
Legal Lot Number18
JurisdictionCHRISTIAN MO
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1011
Census Tract20302

Owner

Source: Christian County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 CHESTER CLOSE, LEICESTERSHIRE, UK LE11
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Warranty Deed, Transfer
MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO
Jul 25, 2017Deed of Trust, Mortgage · Line of Credit
LEGACY BANK & TRUST
Jun 17, 2020Deed of Trust, Mortgage
TABLE ROCK CMNTY BK
Sep 20, 2019Deed of Trust, Mortgage
GERSHMAN MTG
Jul 16, 2019Warranty Deed, Transfer · Line of Credit
TABLE ROCK COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2023
Deed SaleMar 8, 2023
Prior SaleSep 25, 2019 · Amount on Record
Deed Document Number20232549
Deed Book / Page2023 / 2504
Prior Transfer DateAug 27, 2014
Prior Transfer Doc0000009791
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateMar 8, 2023
Property Address1854 E COTTAGE BLVD, OZARK, MO 65721-8621
Document Number0202302504
Book / Page2023 / 2504
Instrument DateMar 7, 2023
Instrument2023L02549
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CHESTER CLOSE LOUGHBOROUGH LEICESTERSHIRE LE11 3BD UK, 3BD, LEICESTERSHIRE XX

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address1854 E COTTAGE BLVD, OZARK, MO 65721-8621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201709457
DateJul 25, 2017
Book Page2017/09457
Instrument2017L09555
Lender
NameLEGACY BANK & TRUST
TypeBank
AddressTUCSON, AZ 85742
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address1854 E COTTAGE BLVD, OZARK, MO 65721-8621
Document Number0202009378
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1854 E COTTAGE BIVD OZARK MO 65721, OZARK, MO 65721

Mortgage

Document Number0202009378
DateJun 24, 2020
Book Page002020/009378
Instrument9466
Lender
NameTABLE ROCK CMNTY BK
TypeBank
AddressKIMBERLING CITY, MO 65686-1090
Agreement
AmountAmount Recorded
Term180 Months
DueJun 23, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address1854 E COTTAGE BLVD, OZARK, MO 65721-8621
Document Number0201912991
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyHOGAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1854 E COTTAGE BLVD OZARK MO 657218621, OZARK, MO 65721-8621

Mortgage

Document Number0201912991
DateSep 27, 2019
Book Page002019/012991
Instrument13122
Lender
NameGERSHMAN MTG
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateJul 16, 2019
Property Address1854 E COTTAGE BLVD, OZARK, MO 65721-8621
Document Number0201908862
Book / Page2019 / 08862
Instrument DateJul 5, 2019
Instrument2019L08951
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyHOGAN LAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 APPALOOSA TRL, SADDLEBROOKE, MO 65630-3008

Mortgage

Document Number2019L08952
DateJul 16, 2019
Instrument2019L08952
Lender
NameTABLE ROCK COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,713.00 (+5.12%)$146,870 (+6.1%)$773,000 (+6.11%) Land $150,000 Building $623,000
2024$8,289.00
2023$138,420$728,500 Land $150,000 Building $578,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2015–2017)
Most Recent ClaimApr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Total HighSpeed Internet Solutions
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30

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